Shandong housing provident fund big data released over 8 into employee loans to buy 144 flat below housing
origin: Qilu network
day before, by the Shandong provincial housing and rural construction department, the provincial finance department, the people's Bank of Ji'nan branch jointly compiled The annual report of the provincial housing provident fund 2017 is released. The report shows that 190 thousand and 900 yuan of personal housing loans is issued for 65 billion 890 million yuan throughout the year, and 21102 new accounts are open throughout the year. Over 8 of the loans are purchased for housing below 144 square feet.
annual report showed that 21102 new opening units, 129849 real paid units, 12432 net increase units, 1 million 12 thousand and 300 newly opened employees, 8 million 940 thousand and 600 employees and 218 thousand and 200 net workers, and 104 billion 201 million yuan in that year, an increase of 13.89% over the same year. At the end of 2017, total deposits amounted to 685 billion 775 million yuan, up 17.92% over the same period last year, and the balance of deposits was 309 billion 963 million yuan, up 11.9% over the same period last year. In terms of extraction, the total annual withdrawal amount was 71 billion 240 million yuan, an increase of 5.77% over the same period last year, accounting for 68.37% of the current deposit volume, representing a decrease of 5.24 percentage points over the same period last year. At the end of 2017, the total extraction amount was 375 billion 812 million yuan, an increase of 23.39% over the same period last year. Of the amount of money extracted, the extraction of housing consumption accounted for 79.14% (32.30% of the purchase, construction, renovation, overhauling and housing, 41.33% of the repayment of home loans, 1.26% of rental housing, 4.25%);
non housing consumption accounting for 20.86% (retirement and retirement extraction 15.03%, completely lost labor capacity and units. The termination of labor relations accounted for 1.82% of the total, and 1.43% of the registered permanent residence moved out or settled abroad, accounting for 2.58%. Which type of household type is favored by most of the loan workers? More than 8 loans to buy 144 flat housing annual report shows that last year, the number of workers loan pen in our province, the building area of 90 square meters and below 6.27%, 90-144 (containing) square meters accounted for 66.13%, 144 square meters of more than 17.60%. 82.58% of the number of provident fund loans to buy new houses, of which 0.87% of the purchase of affordable housing. The number of
17.30% purchased the stock commercial housing, and the purchase of other houses accounted for 0.12%. In 2017, it supported 22 million 661 thousand and 400 square meters of housing for workers. At the end of the year, the market share of personal housing loans was 16.03%, a decrease of 0.40 percentage points over the same period last year. Through the application of housing provident fund personal housing loan, it can save employees' housing interest expenses by 14 billion 106 million 348 thousand and 600 yuan. In the number of workers' loans, the number of single workers applying for loans accounted for 41.16%, 58.60% for dual employees, three for loans and 0.24% for loans. Among the loan workers, 30 years of age (including) accounted for 29.94%, 30-40 years (including) 39.73%, 40-50 years old (including) 23.47%, 50 years old and 6.86%; the first application for loans accounted for 86.16%, two and above application loans accounted for 13.84%; middle and low income accounted for 95.14%, and high income accounted for 4.86%.
2013-2017 collection of housing provident fund