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Re: Shandong housing provident fund big data released over 8 into employee loans to buy 144 flat below housing

time:18-04-30 forum:
  Qilu network April 29th news 2017, housing provident fund 104 billion 201 million yuan, 71 billion 240 million yuan, housing provident fund personal loans 190 thousand and 900 65 billion 890 million yuan, supporting employees to buy and build housing area of 22 million 661 thousand and 400 square meters, value-added income of 4 billion 529 million yuan. The extraction of supplementary funds for the construction of affordable housing was 3 billion 309 million yuan, the rate of individual housing loan reached 83.53%, the overdue rate of a loan was only 0.17 per thousand. The overall operation of housing provident fund was stable and healthy, and the social and economic benefits were further highlighted. The number of newly added workers increased significantly, and the benefit surface of the housing provident fund further expanded 2.11 million new open account units and 1 million 12 thousand and 300 newly opened employees, up 34.42% and 43.73% respectively.

paid 12.98 units in all the year, paid 8 million 940 thousand and 600 employees and paid 104 billion 201 million yuan. There are 610 thousand and 200 new employees in non-public enterprises, accounting for 60.28% of the total number of new employees. More groups are added to the housing provident fund system, which not only increases the accumulation of workers' housing funds, but also increases the attractiveness and vitality of the housing provident fund system. The amount of extraction was steadily increased, and the extraction conditions were relaxed, the extraction scope was extended, the monthly payment range was extended, the monthly payment to the loan service, the extraction of relatives and the extraction of property fees were carried out, and the amount of 71 billion 240 million yuan was extracted in the year, up by 5.77%. 352 thousand and 400 of them took 23 billion 14 million yuan for the purchase of the house, and 1 million 981 thousand and 500 people took 29 billion 441 million yuan for the repayment of the loan principal and interest, which reduced the cost of the workers' purchase and reduced the pressure of the workers to repay the loans. We should support the establishment of housing system for rent and purchase, strictly implement the policy of housing accumulation fund to pay the rent, simplify the procedures and materials, and 97 thousand and 400 people to rent 894 million yuan to solve the problem of housing difficulties.


2013-2017 of the province housing provident fund extraction situation map loan issued to maintain a smooth, support the basic housing consumption of workers to adhere to the housing property, to support the demand for reasonable purchase. Adjust the housing provident fund personal loan policy, raise the ratio of the first payment of loans, focus on supporting self occupied housing, and curb speculative investment. A total of 190 thousand and 900 dollars and 65 billion 890 million yuan for individual housing loans were issued throughout the year, 12.91% and 11.70% respectively. The cumulative savings of 14 billion 106 million yuan for employees in the loan period could further reduce the cost of employee loans and improve the ability of the workers to buy a house. The 164 thousand and 400 is for the first time to apply for loans, accounting for 86.1%; the 132 thousand and 900 is 20 to 40 year old workers' loans, accounting for 69.6%, and the 157 thousand and 300 is that the building area is below 144 square meters, accounting for 82.4%, and 181 thousand and 600 is low and middle income workers' loans, accounting for up to 95.1%, and housing equity loans are inclined to low and medium income and just to the group. The trend is further highlighted. Shandong actively carries out the private housing loan business throughout the country, supports the purchase of ordinary self living housing, simplifies the loan procedures, relaxes the loan conditions, and guarantees the rights and interests of the migrant workers in the foreign land, and 9 thousand and 700 yuan and 3 billion 390 million yuan of foreign loans are issued throughout the year.
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