Remind! When we reach the retirement age, how can we pay for workers' endowment insurance for less than 15 years? New audio-visual website
nbd.com.cn
urban employees pension insurance should be paid for 15 years, when retirement can be pensionable. However, due to the age of some insured persons, late participation in insurance, migrant workers, interruption of payment and so on, after reaching the retirement age, it was found that the pension payment time of their own urban workers was less than 15 years.
in such a situation, what are the ways to get pensions? What should we do?
1, permission to extend the payment to 15 years
after the insured person reaches the legal retirement age, if the payment of the pension insurance for the urban workers is less than 15 years, it can be extended to 15 years in accordance with the relevant regulations of the state (of which the social insurance law is implemented, and the extension of the payment is still less than 15 years after the extension of the payment for 5 years. " A one-time payment to 15 years).
2, extension of the payment of less than 15 years can be transferred to urban and rural residents pension insurance
if the extension of the payment of their pension insurance payment years are still less than 15 years, and can also apply for pension insurance from urban workers to urban and rural residents, and enjoy the corresponding pension insurance treatment.
3, written application to terminate the basic pension insurance relationship between employees
individuals can apply for termination of the basic pension insurance relationship. In accordance with the procedures, the social security institution terminates the endowment insurance relationship of its employees after its written confirmation, and pays the personal account storage to the person at one time.
policy original:
"People's Republic of China social insurance law"
the individual participating in the basic pension insurance, the cumulative payment of fifteen years when the legal retirement age is reached, and receive the basic pension on a monthly basis.
people who have participated in basic pension insurance for less than fifteen years when they have reached the legal retirement age, they can pay the fee to fifteen years, receive the basic pension on a monthly basis, and can also transfer to the new rural social endowment insurance or the social pension insurance for urban residents, and enjoy the corresponding pension insurance according to the regulations of the State Council. Risk treatment.
the implementation of the "People's Republic of China social insurance law" a number of provisions of the provisions of the
the basic pension insurance for workers to participate in the legal retirement age, the cumulative payment of less than fifteen years, can extend the payment to full fifteen years. Before the implementation of the social insurance law, it will be less than fifteen years after participating in the insurance and extending the payment for five years, and it can be paid to the full fifteen years at a time.
third persons who have participated in the basic pension insurance of the staff and workers have reached the legal retirement age, and the cumulative payment is less than fifteen years (including the extension of the fee according to the second provisions). They can apply to the new rural social pension insurance or the social old-age insurance of the urban residents, and enjoy the corresponding pension insurance. Meet.
after the person who has participated in the basic pension insurance of the staff and workers to reach the legal retirement age, the cumulative payment is less than fifteen years (including the extension of the payment according to the second provisions), and it has not been transferred into the new rural social endowment insurance or the social pension insurance of the urban residents, and the individual can apply for the termination of the basic pension insurance relationship in writing. . After receiving the application, the social insurance agency shall inform it in writing of the rights to the new rural social endowment insurance or the social endowment insurance for urban residents and the consequences of terminating the relationship between the basic pension insurance of the workers and the workers. After the written confirmation, the basic pension insurance relationship of the workers and workers shall be terminated and the amount of the individual account is stored in a written form. The secondary payment is given to me.
Fourth articles in the basic endowment insurance of the staff and workers, which have reached the legal retirement age for less than fifteen years, in accordance with the Circular of the general office of the State Council on the transfer of the Interim Measures for the transfer of the basic old-age insurance system for the employees of the urban enterprises of the Ministry of human resources and social security. The provisions on the treatment and receiving place of the State Office [2009] 66) shall be dealt with in accordance with the second provisions of this regulation after determining the place where the payment is continued.