More and more cards in Re: wallet appeal to all citizens in Ji'nan.
[b] to "card all through" [/b]
"I have weighed my son's wallet with three double weights." Wu Da Ma, who lives in a residential area between Heping Road and Shanda Road, says that she can't understand why the wallet of young people is so heavy now, and they haven't put a few dollars in their bags. Let the son get rid of some colorful cards, but his son says they are all useful. She thinks it's time to lose his wallet too.
"in fact, many cards, in addition to trouble, is also a waste of resources." Mr. Wang said he has a medical insurance card, a salary card, and a number of credit cards. Each card looks very small, but a large amount will bring a lot of production costs. The implementation of "one card and all pass" can save social resources and avoid waste.
to one of all the payment cards, Mr. Liu said he asked many staff in many banks, and he came to a conclusion, "if all these cards are home to the bank, what other banks have to eat." But, Mr. Liu thinks, you can consider using a compromise. "If you can't combine all the daily payment cards into one, can you think about merging the present six or seven payment cards into two or three cards, which is both environmentally friendly and convenient."
[b] & expert comments on [/b]
[b] "one card whole" still have many obstacles to cross the [/b]
provincial bank industry, to say that it is very difficult to carry out a wide range of "one card". Now some enterprises in Ji'nan have been used in some taxis before pushing the "one card", but they are rarely used recently. The reason is the inconvenience, the customer swipe the card, the driver can't get the money right away to calculate the day's income, the driver also needs to run another card, through the "one card" company to hit the driver's Cari. Apart from some shopping malls, restaurants, metered parking and buses, credit cards can be used in other places.
"one card whole", focusing on a "Tong" word, which involves the coordination of many industries and related departments in different fields. Many industries have their own industry cards. It is necessary to replace the original system with the new one card system, which will encounter conflicts of interest. "Cooperation" is the only way out for the "city card", and the cooperation between the government, banks and businesses is very important.
it is easy to "cooperate". Utilities and other payments are negotiated by different departments and different banks. If the so-called "one card all pass" is launched, which bank should quit? If a number of banks cooperate, how can they be allocated? Banks are also enterprises, and they also aim at making profits.
, at the same time, "one card whole" is the project of convenient people, Huimin and Li Min, but because of the high technology of this technology, it has been greatly invested in the early stage of hardware and software. It is difficult to make profit within three to five years. Daily operation must be led by social benefits and supplemented by economic benefits, which is bound to cause certain economic risks in the project. Therefore, relevant departments should build up a smart card system as soon as possible, and gradually add other functions to the card clearing platform. At the same time, after the completion of the one card clearing platform, government departments should strengthen supervision to avoid operational and social risks.