Application for suspension of interest discount on state owned provident fund has not been implemented in Ji'nan.
Shandong commercial newspaper reporter Shi Shangjing
16 day, the national management of provident fund center issued a announcement that the suspension of the application of personal housing loan policy discount application, triggered a hot discussion. In this regard, yesterday, reporters learned from the provident fund management center of Ji'nan, Ji'nan provident fund is abundant, and has not implemented the policy of discount interest.
according to the announcement of the central government housing capital management center, it has suspended the application of policy based interest rates for individual housing loans since February 14, 2016. What is the policy oriented interest rate of the provident fund? Generally speaking, if the total amount of the loan of the house buyers is more, the amount of the fund loan is limited. According to the interest rate policy, the loan of the commercial bank can go to the relevant commercial bank. In the period of repayment of the loan, the interest difference between the interest rate of the merchant loan and the interest rate of the provident fund is subsidized by the central provident fund. After the announcement of
suspension of policy discount application, the reporter also consulted the housing provident fund management center of Ji'nan. Staff told reporters that in recent years, Ji'nan's housing accumulation fund is abundant, Ji'nan did not break through the "opinion" in "the fund loan rate of 85%" "red line", and a downward trend, so the provident fund loan to bank commercial loans and discount has not been implemented.