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after the reduction of interest, some of the newly needed buyers to buy a house. (information) Cui Rongjie photography, Cui Rongjie Intern of our newspaper reporter Li Meiling
June 8th, the central bank announced the interest rate reduction, the past month, this news was seen by many real estate personages and institutions as a major benefit, but at present, the good effect is not too obvious. Reporters in an interview recently found that, although the interest rate reduction to improve the enthusiasm of buyers in the market played a certain role in promoting, but the price is still the decisive factor in the market transaction, buyers think the price is not enough, the purchase intention is still not high.
the bank with a discount on the capital rate of the provincial capital has increased the interest rate of two suites without any loosening of
in the news released by the central bank last month, "adjusting the lower limit of the lending rate range of financial institutions to 0.8 times the benchmark interest rate" has caused many people to pay attention to. The industry believes that this means that the bank will be the first mortgage interest rate minimum hit 20 percent off.
Home Buyer Li Li once told reporters that if the first suite discount to 15% off or 20 percent off, he would speed up a house, so that the monthly burden would be a lot less. In the interview, the reporter learned that the reduction of interest rates has been nearly a month, the first suites of discounted banks also increased, but many of the 20 percent off and 15% off preferences expected by home buyers are difficult to see.
in July 3rd, the reporter saw in a sales office in a residential building in the north of the province that there were four houses of Construction Bank, agricultural bank, bank, bank and Bank of Beijing. The sales staff and the staff of several banks all said that the first suite could be 10 percent off, the commercial loan could be approved within a week, and the two suites had no loan interest rate. Loose.
interest rate rises, fear of rising housing prices for some citizens to buy "enthusiasm" has risen
industry analysts believe that the interest rate reduction for the real benefit of buyers, mainly reflected in the first suite.
"after the interest rate is lowered, the monthly burden of the buyers has been reduced, and the rent increases. Some of the buyers feel that it is better to buy a small apartment than to buy it. Affected by the interest rate cut, the proportion of customers who started buying houses increased in June. The head of the Sales Department of a large property in the western part of the provincial capital said. In an interview, reporters learned that another impact of interest rate cuts on some property buyers is that some of the people who just need to worry about rising house prices will consider launching as soon as possible.
, according to a report by World Union real estate, the confidence of homebuyers in some two or three - line cities after the rate cut was raised, and the confidence index of the buyers in Ji'nan changed from 53.8 before the rate of interest rate to 57.8, with a slight increase.
house prices are the determinants of the decision of the citizens to buy a house. The buyers think the decline is not very low and the willingness to hand out is still not high
the reporter has learned in the interview that although the interest rate reduction and other factors can increase the enthusiasm of the citizens, the house price is still the main factor hindering the purchase of the buyers.
a few days ago, the opening of a property in the high-tech zone of the eastern part of the provincial city was basically sold out of the more than 300 housing units launched on that day. For this sales situation, the person in charge of sales told reporters that, on the one hand, the location of the building is good, on the other hand, the price of the average price of 7000 yuan is not high, so the volume is exchanged at a lower price.
at the beginning of this month, the opening of a real estate in the west, all the new houses were small Huxing, but on the opening day, the buyers were not half the number of houses. Reporters in the sales office to see that the average price of the property in the 8000 yuan per square meter, a person in the house view that the price is a bit high, do not want to buy.
market analysts believe that although some buyers' confidence in buying a house has improved, the buyers think the price of the house is not enough and the willingness to buy a house is still not high. Many buyers believe that from the current situation, investors are constrained by the restriction policy, can not return to the real estate market, support for rising housing prices are insufficient. Therefore, many buyers still choose to wait and see.
news
the first rise in September, some developers brew price
some industry insiders said that if the "small spring" in the March property market can only be a rebound, then, only from a single month of transaction data, the current property market has obviously been warmer. The "drop in the market" has been seen as an important signal for the market game to enter a new stage in the market, and the market is once again in the sound of "turning point".
it is worth noting that, in the context of the continuous improvement of the property market data, some developers in Zhejiang, Shanghai are brewing a new round of price increases.