above: Qilu bank electronic display bulletin on identity information verification: Xingye Bank Ji'nan branch business department posted information verification announcement reporter Li Xin photo Newspaper reporter Li Xin
recently, the Bank of China issued a announcement that since this month, the identity information authenticity of the individual RMB bank deposit account has been verified. On the 21 day, a reporter found that a number of banks in Ji'nan have already carried out a verification work, a deposit account, a deposit account, a deposit account opened by a parent in the name of a child, a payroll card and other accounts in the name of a child. If the depositor or agent opens an account, it does not use the two generation identity card to deal with the related industry. It is necessary to complete personal information in corresponding banks before December 31st this year.
before the end of the year, the depositors who have not submitted the original valid identity documents to be verified, the bank will cease to provide services to them, which means that these accounts are or are frozen.
the information was not verified before the end of the year, the account or the frozen
21 day at the branch of the ICBC Daguan garden. The hall manager told the reporter that the bank had already begun the information verification work, mainly for the depositors who used a generation ID card and account book to open accounts. He said that some of the certificates were 15 and did not record their identity. To verify the validity period, the information needs to be perfected. If the information is not perfect, the end account will be frozen. Subsequently, reporters visited CCB, ABC, Bank of China, China Merchants Bank and Everbright Bank outlets. Staff members said they had started information verification.
notice on the electronic display panel outside the business department of Qilu bank said that according to the central bank documents, customers who opened personal deposit accounts in the bank before June 30, 2007 (including) need to carry out valid identity documents to the business outlets for identification information.
a bulletin was posted in the business lobby of the Ji'nan branch of Xingye Bank, which was called the announcement on the verification of the identity information of the deposit account of the individual RMB bank, which was opened in June 30, 2007 (including) and has not been checked by public identity information system or not to the public security system as of now. The identity documents Certification Department verifying the identity information of the depositors and their agents of the individual RMB deposit account and the opening after June 30, 2007, and the identity letters of the depositors and their agents of the individual RMB bank deposit account of the non resident identity card, are all within the scope of verification.
the staff of Xingye Bank, the account of the deposit account that is handled by the account book or the officer's card, the deposit account that the parents set up in the name of the child, the employee's salary card, which are opened by the unit, and if the depositor or agent does not use the two generation ID card to handle the related business after the account is opened, it is necessary to go to the bank to handle the information. Check.
it is understood that in June 30th last year, commercial banks had submitted their customers' data and verified customer data to the people's Bank of China. According to the request, banks need to complete the verification work and check and accept them before the end of this year. The depositor who has not submitted the original valid identity document to verify the deadline, will suspend the service of the depositor.
name, identity card number, and photo are not consistent. The information will be checked by the
two times to find out the guiding opinion of the people's Bank of China on the verification of the authenticity of the identity information related to the national stock RMB bank deposit account for the national stock. The document is issued in October 2011, and the verification scope is also included. The identity information of depositors and their agents identified by the second generation ID card reader. In the guidance of
, it is mentioned in the guidance that the opening of the account before June 30, 2007 (containing) and no transactions over three years (including), may not be included in the verification. The reporter learned from the commercial bank that this kind of account is mostly for employees and workers to start a welfare or one-time award, and the cash is taken out into a sleep card. In addition, after the death of some depositors, their relatives do not understand the situation of assets, accounts have not moved for many years, because the account has been cancelled, can not find the corresponding contact, but also become a sleep account. In this part of the account, the commercial bank will make another statistical report to the people's Bank of China.
the main content of this verification is the copy of the valid identity documents retained in the depositor's account documents, or the identity information recorded on the original valid identity documents, mainly the name, identity card number, and photo. If there is one or more inconsistencies between the three mentioned above, they will be further verified as suspect identity information.
if the existing resident identity card information or the copy of the temporary identity card has been valid, or the name is hard to recognize by handwriting or remote words, the bank should ask the depositor to re submit the original identity card for verification.
the reporter learned that the reason for the choice of June 30, 2007 was due to the official online verification system of the civil identity network of the central bank in conjunction with the Ministry of public security in the month. From then on, all kinds of business information used by the two generation ID card could be found. The bank industry people generally believe that the information verification is mainly due to the use of a generation of ID card, officer card, account book and other credentials open accounts, which information can not be connected to the Internet, the assets statistics, account real name system and other obstacles.