The first payment of the two suites of Ji'nan is still 60%
source: daily daily Author: life daily Author: Cui Rongjie
recently, two suites to raise the first pay and tighten new news, Beijing provident fund loan two sets of mortgage first payment ratio raised to 70%, Ji'nan two sets of housing loans have changed? Reporters today from Ji'nan housing Provident fund management center was informed that the Ji'nan provident fund loans two suites Shoufu not less than 60%, and the implementation of "recognition of housing and loan", and commercial lending policies are basically the same. "
" Ji'nan's current provident fund loan policy is still in accordance with the new policy implemented in October 8th last year, and there is no notice to be adjusted. " In 8, the Ji'nan housing provident fund management center told reporters that at present, Ji'nan has adopted a differential credit policy, using housing provident fund loans to buy the first set of ordinary self housing, the proportion of the first payment below 90 square meters (including) is 20%, and the proportion of the first payment for the housing of more than 90 square meters is 30%. The official also said that the current Ji'nan provident fund loan policy for the two suite confirmed that the implementation of "recognition of housing and recognition of loans" standards, consistent with commercial loans.
according to the policy of Ji'nan City, the object of the two suites loan of provident fund is only limited to the ordinary self living housing to pay for the improvement of the living conditions. The proportion of the first payment of the second housing provident fund for individual housing loans shall not be less than 60%, and the loan interest rate should not be lower than 1 of the first housing provident fund individual housing loan interest rate. .1 times.
the current Ji'nan provident fund loan policy has not changed, then, commercial loans have signs of tightening? 8 reporters from a number of banks learned that the two suite down payment ratio is still 60%.
the head of the Ji'nan branch of ICBC's branch of the credit department told reporters that the first suite first paid 30%, the high quality customers can enjoy the interest rate 10 percent off, the two suite customer first payment ratio reached 6, the loan interest rate is 1.1 times the benchmark interest rate. Not only did ICBC, including the Bank of China, and other banks, the relevant branches of the responsible person said that the two suite loan policy has not changed.