in the second-hand housing transaction process, according to the current "seller's net" unwritten provisions in Ji'nan, the buyer should pay the deed tax, business tax, individual tax and intermediary fees, all add up to up to 10% of the total house price: the division is the deed tax 3%, the business tax 5.6%, the individual tax 1 %, the intermediary fee of 2 per thousand, this count down, a set of 1 million yuan to take out an extra 98 thousand and 200 yuan of tax, such as additional costs, such as the possible assessment, notarization, and other costs, the proportion of related taxes and fees can reach 10%.
there are more than 10
at present. There are more than 10 related taxes in the real estate tax system. Real estate tax is divided into three links, which are real estate acquisition, transaction and preservation. These types of taxes can be divided into two categories: one category is direct tax on real estate, including real estate tax, land value added tax, urban land use tax, cultivated land occupation tax and deed tax, and other types of tax related to real estate transactions, including business tax, income tax, stamp tax and urban maintenance and construction fee.
the tax paid by the development enterprise when obtaining land is mainly related to deed tax, farmland occupation tax, and land development expenses and other related expenses. In the real estate transaction, the sales party involves business tax, urban maintenance and construction tax, enterprise income tax, personal income tax, land value-added tax, stamp tax and additional education fee, and other related taxes and fees, and the buyer involves two kinds of taxes and taxes of stamp duty and deed tax. Property tax and urban land use tax are required in the real estate link. It is understood that the current real estate living behavior in Ji'nan is basically in a state of no tax.
what tax do people need to pay to buy a house? The reporter learned that the present one hand house transaction involves the deed tax, the stamp tax, the housing maintenance fund, the registration fee, the work cost of the house all warrants and the cost of the land use warrant. If you need mortgage, you have to pay the assessment fee and insurance premium. If the purchase needs to be notarized, a certain percentage of notarization fees must be paid.
million houses top 100 thousand tax
relatively speaking, the tax paid for the first hand room transaction is more "approachable". A "second-hand housing cost table" provided by a real estate agency shows that in the process of second-hand housing transactions, the seller's taxes are mainly business tax, personal income tax, and the buyer needs to pay the corresponding deed tax. Among them, ordinary houses need to pay a total of 5.6% business tax for less than 5 years. More than 5 years of exemptions, the seller needs to pay the individual income tax of 1% of the transaction price, and the buyer will pay the deed tax of 1% to 3% according to the house area. In addition, buyers and sellers need to pay 0.05% stamp duty according to the relevant regulations, but they are temporarily exempt from 2009. Reporters interviewed a number of real estate broker said, "in Ji'nan, the majority of the sellers in the times are the net price, the seller's business tax, personal income tax has been transferred to the buyer, the buyer of more pressure."
, then how much tax should I pay to buy a second-hand house? The reporter calculated an account, according to the current "seller net" in Ji'nan unwritten provisions, buyers to pay the deed tax, business tax, individual tax and intermediary fees, all up up to 10% of the total house prices: 3%, business tax 5.6%, individual tax 1%, intermediary fees 2 per thousand, so count down, a set of 1 million yuan house We have to pay an extra tax of 98 thousand and 200 yuan, such as assessment fees, notarization fees and other expenses. The proportion of the relevant taxes and fees in the house price can reach 10%.
December 9th news (reporter Jiao Xiaochao) minister of finance Xie Xuren recently disclosed that the current situation of the coexistence of various fees and taxes in real estate development, circulation and preservation, the next step of the reform of the tax system will include the tax collection of real estate transactions. It is understood that at present, there are more than 10 kinds of tax related taxes, the highest rate of the second-hand housing transactions in Ji'nan is up to 10%, and the voice of the online support for the property transaction tax is increasing.
buying or reducing
there are people in the industry that the Ministry of finance put forward the tax and tax, indicating that the relevant departments have paid attention to the excessive taxes levied on the current real estate transactions and the heavy tax burden, which means that the future tax burden on real estate transactions may be reduced. The official news has just been released, and the public's appeal for the reduction of taxes on real estate transactions has soared. 365 a survey by the real estate website showed that 82.99% of the netizens supported the tax reduction to reduce the burden of buyers.
the local real estate sector is waiting for the policy trend of "tax consolidation in real estate transactions". Many people in charge of real estate agencies in Ji'nan believe that the state is charging high taxes and fees for the purpose of cracking down on real estate. The starting point is good. However, from the current situation in Ji'nan, these taxes and fees will be transferred to the people of the house without exception, and the high tax and fee will eventually become an alternative "house price push". In fact, tax consolidation in real estate transactions can be regarded as a "reduction of housing prices".
, however, some experts believe that the key to the success of the real estate transaction tax reduction is how to operate. Tax can not only stay in the transaction link, developers in the process of buying land, building process also contains a lot of tax, if this part of the tax is not simple and, the future levy of real estate tax equals repeated expropriation, and developers are likely to transfer this part of the tax to house prices, buyers can not get real benefits.