Ji'nan housing has not yet cancelled the "restricted order". It is difficult for foreigners to buy houses.
six ministries, such as the Ministry of housing and urban and rural construction, the Ministry of Commerce, the development and Reform Commission, the people's Bank of China, the Administration for Industry and commerce, the administration of foreign exchange and other ministries and other ministries and commissions, issued the relevant policies on the adjustment of foreign investment and management of the real estate market. The notice "liberalized the time limit and quantity requirement of overseas individuals buying houses in China, and reduced the threshold of foreign investment in real estate enterprises.
the new policy has provided more conveniences for the domestic "home" in China.
in Ji'nan, when does this measure be carried out? The municipal housing security and real estate administration staff introduced the loosening of the "outer limit order". The relevant departments are reading the policy, and there is no cancellation of the plan for the time being.
How do foreigners buy home
in 2012, the 29 year old British man Mitchell was hired as an English training institution teacher in China, and now has been living in Franciscan for more than 3 years. When it comes to the issue of housing purchase, Mitchell believes that one is the high housing price, and the two is the "mysterious" purchase and approval procedures.
reporter learned from the municipal housing security and real estate administration that the "outside order" is loosed, the relevant departments are reading the policy, and there is no limit plan for the time being. Foreign nationals are in Ji'nan, and the relevant procedures are still in accordance with the "notice on further standardizing the management of overseas institutions and personal purchase", which was issued by the Ministry of housing and urban and rural construction in 2010.
in accordance with this regulation, home buyers in China should meet two conditions: one is working in our country for more than one year, and the two is no other property in China.
in addition to meet these two basic conditions, foreign people in the economy needs to buy a "three steps":
the first step, choose the housing, and the sales department or the original owner of the purchase contract. The second step of
is to examine and approve the foreign-related windows of the municipal administrative examination and approval service center. The types of houses purchased are different, and the materials supplied are also different.
third steps, the buyers and sellers take relevant documents to the municipal housing security and the real estate administration bureau to handle the housing property rights transfer procedures. The staff will review the relevant provisions in the notice on further standardizing the management of overseas institutions and personal purchase, after which the buyer can register and receive the house. House production warrant.
the loan has no precedent
so it seems that in addition to the approval of foreign departments, other processes are not very different from those of ordinary citizens. But even so, Mitchell did not show his willingness to buy a house. There are no loans and no precedents.
today's housing price level, the foreigners who live in the economy seem to have difficulties in buying the whole house, but the personal housing loan is not feasible.
reporter found that foreign banks such as HSBC and Standard Chartered Bank have not opened personal mortgage services for foreigners in Ji'nan, but the nearest city to Ji'nan is Qingdao. However, the reporter has learned that foreign banks are unable to handle foreign loans, and Bank of China and other state-owned banks only deal with Chinese citizens.
also showed little contact with the staff of several foreign real estate development companies.
it is understood that Shenyang and other cities have implemented the new deal.