Shandong: last year, housing provident fund loans increased by nearly 50% over the same period last year.
Shandong commercial newspaper reporter Li Yu
last year the year of individual housing provident fund loans 219 thousand, 74 billion 620 million yuan, respectively 26.2%, 47.2%, loans, respectively. During the period, employees can save 12 billion 360 million yuan in total interest on house purchase, which was learned by the press conference held by the provincial government information office in April 28th. In 2016, the deposit amount was 91 billion 490 million yuan, an increase of 12.3% over the same period last year. By the end of 2016, the total deposit amount was 581 billion 570 million yuan, and the balance was 277 billion yuan, up 18.7% and 9.6% respectively.
it is understood that the state "establish an open standard housing provident fund system, improve the housing provident fund extraction, use, regulatory mechanism" requirements, from 2015 to 2016 disclosure of the basic data indicators, from 2017, the need to disclose all the basic indicators and analysis indicators. Therefore, this year is the first year to disclose all the basic indicators and analysis indicators. The annual report of Shandong housing provident fund in 2016 was published on the meeting, which fully disclosed the general situation, business operation, main financial data, asset risk status, social and economic benefits and other important matters in the whole province of the housing provident fund management in 2016.
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81%
219 thousand and 74 billion 620 million yuan per year of individual housing loans, 26.2%, 47.2% respectively, and 12 billion 360 million yuan can be saved in the loan period. A total of 27 billion 990 million yuan for individual housing loans was recovered throughout the year. In the whole year, 10 million yuan was granted to support the construction of affordable housing projects, and the principal amount of recovery loans was 220 million yuan.
up to the end of 2016, the cumulative distribution of personal housing loans totaled 1 million 649 thousand 357 billion 150 million yuan, and the loan balance was 224 billion 290 million yuan, with a year-on-year increase of 15.3%, 26.4%, 26.6%. Personal housing loan rate was 81%, up 10.7 percentage points over the same period. The total amount of project loans was 2 billion 320 million yuan, and the balance of project loans was 30 million yuan.
by the end of 2016, the utilization rate of the province's funds was 81%, up 10.6 percentage points over the same period. The amount of the housing provident fund deposit is 54 billion 980 million yuan. Among them, the current period is 3 billion 900 million yuan, less than 1 years (14 billion 40 million yuan), 25 billion 280 million yuan for more than 1 years, and 11 billion 760 million yuan for other deposits. During the year, the government did not buy treasury bonds. It paid 40 million yuan in treasury bonds, recovered 10 million yuan in treasury bonds, and 30 million yuan in treasury bonds, a decrease of 50 million yuan over the same period last year.
95.9%
deputy director general of the housing and urban and Rural Construction Department of Shandong province and member of the Party group. In 2016, the coverage of Shandong housing provident fund has been expanded. The whole province takes urban private enterprises as the focus of the work, increasing the efforts of migrant workers to deposit housing provident fund, and actively exploring the scope of the individual industrial and commercial households and freelancers into the housing provident fund system. Over the year, 8 million 722 thousand employees were paid and 704 thousand new workers were open.
with the increase of the number of housing provident fund subscribers and the increase of income level, the amount of deposit has been increasing year by year. The annual deposit amount exceeded 90 billion yuan, reaching 91 billion 490 million yuan, an increase of 12.3% over the same period last year.
with the development of social and economic, a lot of non-public units to attract talents, actively to deposit housing provident fund for workers, not only maintain the rights and interests of workers, but also retain the talent, enhance the competitiveness of enterprises. The proportion of non-public units in the province is 51.3%, and the number of paid accounts is 32.4%. In the whole year, 474 thousand new employees in non-public sector accounted for 67.3%.
middle and low income workers become the main body of payment. There are 8 million 367 thousand middle and low income groups and 355 thousand high-income groups in the province. Middle and low income groups accounted for 95.9%.