the bank "recognizes the house and recognizes the loan", the application for inquiries in the real estate center record room has increased greatly. Liu Jingzi's
paper house files are kept under strict conditions. Liu Jingzi
10, according to the person in charge of the Ji'nan housing property registration center, in early July, in accordance with the requirements of the Banking Regulatory Commission, the Ministry of housing construction and the people's Bank of China, all the banks in Ji'nan began to fully implement the "recognition of the house and the loan" in the second suite, and the buyer was asked to apply to the Ji'nan housing property registration center by the bank. The proof of property is not only to run errands, but also to spend money.
the above responsible person said that the Ji'nan housing property registration center is actively contacting several banks. The ICBC and the Construction Bank have reached the stage of negotiating the contract, seeking to reach a consensus by the end of the year and open the electronic archives to these banks, but will keep the privacy of the house and so on. Specific operation may take the form of network interconnection, through the electronic key, the application of the bank, the housing property registration center feedback.
according to the introduction, when buying a commercial personal housing loan, if you want to identify the problem of the second suite, we should inquire about the registration information of the individual housing. The enquiry holder holds the certificate of inquiry issued by the bank to the 415 checking room of the four building of No. seven city real estate building, 88, and applies for relevant information, and issues the housing registration certificate.
according to the notice issued by the Ji'nan Price Bureau in July 9th on the standard for the use of housing files, the fee of the housing electronic archives and register is 20 yuan per person and 100 yuan per unit per unit. The proof fee issued by housing property rights and related information is 100 yuan per person and 260 yuan per unit. It costs about 300 yuan for a family of three to issue relevant certificates.