Ji'nan policy based agricultural insurance claims 46 million 140 thousand yuan in 3 years
Author: source of Bian Sijie: the Ji'nan daily
according to the statistics of the Municipal Agriculture Bureau, since the implementation of the policy based agricultural insurance, the total loss of the farmer's loss is 46 million 141 thousand and 200 yuan in 3 years, which is equivalent to 5.83 times the amount of the farmer's insured gold. "Before we met the natural disaster, we can only recognize the bad luck, now different, the government led us to join the agricultural policy insurance, in the case of compensation, psychological bottom, grain does not panic." Despite the drought, grain farmers in Changqing district still smiled and smiled, and at the very beginning of the spring, they took the reparations to buy seed pesticides quickly, and they had a good harvest. The government takes the lead, farmers voluntarily, small amount of insurance, high compensation. The policy based agricultural insurance in Ji'nan adopts the method of government and farmers' 4:1 insurance. The government financed 80% of the government's finance, and the farmers pay the premium according to the principle of voluntary 20%. A farmer's self insurance premium of 1-2 yuan can enjoy an insurance claim of 300-500 yuan.
the statistics of the insurance bureau of the Municipal Agriculture Bureau showed that the total area of the planting industry in 2008 amounted to 1 million 81 thousand and 100 mu. Among them, the insured area of wheat is 249 thousand and 300 mu, and the payment of farmers' premium is 398 thousand and 900 yuan; the area of the corn is 826 thousand and 100 mu, and the payment of the farmer's premium is 832 thousand and 400 yuan; the insured area of the cotton is 5743 mu, and the farmer's premium is 20 thousand and 700 yuan. In terms of nuclear damage claims, the total amount of claims for various disasters amounted to 7 million 608 thousand and 400 yuan; in 2009, the area of planting industry reached 2 million 549 thousand and 900 mu, and the amount of nuclear damage compensation amounted to 21 million 986 thousand and 200 yuan. In 2010, the total area of planting industry was 2 million 108 thousand and 700 mu, and the amount of nuclear damage was 16 million 546 thousand and 600 yuan.
overall, the enthusiasm of the city's wheat and corn insurance has been increasing, and farmers' confidence in the policy insurance has been stable. At the same time, the policy agricultural insurance not only became the "saving money" for the farmers' self rescue after the disaster, but also gradually became the important "post disaster relief fund" for the safety of grain production in our city. The record of wheat policy agricultural insurance signed in 2011 showed that the insurance coverage area of the 29 towns in the whole city was 1 million 155 thousand and 700 mu, and the premium was 11 million 557 thousand yuan. Changqing covers an area of 197 thousand and 800 mu, 1 million 978 thousand yuan for premium, 190 thousand mu for Pingyin, 1 million 900 thousand yuan for premium, 767 thousand and 400 mu for Shanghe, and 7 million 674 thousand yuan for premium. These funds will play an active role in ensuring the production of summer grain in our city.