recently, the news of "the bank, China Construction Bank and the Bank of China will raise the cost of the local interbank withdrawals in some areas of ATM". After investigation, interbank charges of banks in Ji'nan have not changed at present, but interbank withdrawals fees such as Bank of China, China Construction Bank and Agricultural Bank of China have risen to 4 yuan each.
10 thousand yuan to take 20 yuan
home to live culture West Road, Ms. Liu used 10 thousand yuan yesterday. She recently went to a construction bank's ATM and took 10 thousand yuan from the agricultural bank card. This ATM machine has a withdrawal limit of 2000 yuan, so the 10 thousand yuan can only be taken by 5.
Ms. Liu originally thought that the cost of interbank withdrawals was 2 yuan, and the 4 was 8 yuan.
the reporter then dialed a number of bank customer service hotlines, knowing that the interbank withdrawals of the bank, the Construction Bank and the Agricultural Bank of China are now 4 yuan per stroke, and the rise has been "several months". Unlike in the field, the interbank fee of Ji'nan's ICBC is still 2 yuan / pens, and no notice of price increase has yet been received.
the toll standard is up to
when the cross - bank withdrawal fee rises, why didn't it be heard? "For a cross - line withdrawal fee to 4 yuan each, Ms. Liu felt depressed. Reporters asked many of the cardholders around them that they did not know the price increase.
bank customer service indicates that the adjustment of the bank's charge standard is mainly published through the website bulletin, and the business outlets will also post the related fee price list, and the cardholders can understand them through these channels. Ms.
why the parsing fee of the industry is higher than
Bank personages said that the standard of cross bank withdrawal fee is made and charged by the issuing bank, if the cardholder uses the CCB card to take the money on the Agricultural Bank of China, the 4 yuan fee is made by the CCB and the CCB is collected, but the final sum will be 3 The house is "divided". The specific way of distribution is that the issuing bank should pay 0.6 yuan to UnionPay and pay 3 yuan to the bank providing ATM machine withdrawals. If the interbank withdrawals fee is 2 yuan each, the issuing bank will pay 1.6 yuan for each interbank withdrawals business.
because of this, from the first half of last year, some major network outlets have already started to raise interbank withdrawals fees by more mature banks.
while some private banks are not mature due to the network construction, they have adopted the strategy of low price competition. For example, China Merchants Bank Ji'nan city cross bank withdrawals are still in the first three free per month, fourth pens each 2 yuan. Societe Generale and Minsheng Bank cross the line three times a month for the first time, and fourth pens charge 2 yuan per month. Everbright Bank and CITIC Bank withdraw the first two withdrawals from each other, and charge 2 yuan / pen from the third time.