from personal safety to vehicle safety, insurance has now penetrated into all aspects of civil life. A few days ago, Ji'nan municipal government issued the "advice on speeding up the development of modern insurance services", the coverage of insurance will become more extensive, and there will be some new types of insurance to provide security for the public.
motor vehicle premium linked to traffic illegal records
in the future, if serious traffic violations occur, it may not be so simple as a penalty penalty, and the rate of insurance will also be affected. In the opinion, it is proposed to improve the supporting mechanism of road traffic accident liability insurance, and to study and formulate policies and measures to link the floating rate of vehicle insurance rate with the serious road traffic illegal records.
it is understood that in June 1st last year, the commercial vehicle insurance fee was changed, and the car insurance changed from 3 times above the original risk to the floating 10%. Analysis of the industry, the study of the insurance premium rate and traffic records may be linked to reduce traffic violations.
not only that, Ji'nan will simplify the insurance claims procedure and improve the mechanism for dealing with traffic accidents. We should establish a management mechanism for the third party liability insurance of electric bicycles and other non motorized vehicles, and encourage the third party liability insurance of non motorized vehicles, such as electric bicycles.
the environmental protection of electric cars and bicycles is not plagued by traffic jam, but it is easy to lose. In some of the new business proposed in the opinion, there is the gospel of non motorists.
it is understood that Ji'nan encourages urban community comprehensive insurance in urban areas and promotes non motorized robbery insurance such as electric bicycles. We only need to pay a certain premium, and after the vehicle is stolen, we can apply for compensation and reduce the loss of the public.
improve medical liability insurance to resolve "medical trouble"
speed up the pilot work of food safety liability insurance in school canteen, improve the handling mechanism of food safety accidents, and gradually carry out the food safety liability insurance in the food processing, catering service, circulation and other industries. In addition, it will also promote the development of campus liability insurance and promote the construction of safe campus. In terms of medical liability insurance,
Ji'nan will basically cover more than two level public hospitals, and will strive to expand to grass-roots medical institutions. Encourage medical institutions at all levels to comprehensively promote medical personal injury insurance and accidental injury insurance, and improve the insurance system for medical institutions.
a lot of people are worried about being ignored when they buy insurance. Therefore, Ji'nan will accelerate the construction of an insurance integrity supervision system composed of insurance regulations, market supervision and credit evaluation, strengthen the integrity education of the employees, establish and improve the mechanism for the punishment of dishonesty, and improve the insurance from the credit files and insurance institutions of the employees. We should use the system of evaluation to cultivate the culture of good faith.
support insurance funds to participate in urban construction
Ji'nan will also support insurance funds to participate in urban construction. For example, attracting insurance funds to provide long-term financial support for key infrastructure projects in Ji'nan, shantytown transformation, urbanization and other key projects in various forms, such as equity and debt investment plan.
will also encourage the establishment of insurance funds alone or the introduction of government and social funds to jointly establish equity investment enterprises, and participate in the reform of the mixed ownership of state-owned enterprises in Ji'nan, as well as the development of strategic emerging industries and other socio-economic fields. Insurance funds are also involved in the integration of pension and health service industry chains, and investment in the construction of pension communities has also been encouraged. We should encourage insurance funds to participate in the development of the disabled and invest in the construction of various disabled service agencies. Explore the use of insurance funds to equity investment, strategic cooperation and other ways to set up medical institutions, participate in public hospital restructuring, the establishment of health management services.
the opinion is clear that Ji'nan will use microfinance insurance to provide credit for small and micro enterprises and entrepreneurs to achieve "unsecured, unsecured" financing. We should implement small loan guarantee insurance premium subsidy business, and guide and encourage financial institutions to increase credit support for small and micro enterprises and entrepreneurs. (Liu Yafei)