Ji'nan second-hand housing transaction funds for free supervision of the cold
with the increase in the trading volume of second-hand housing in Ji'nan, the buyers and sellers will meet some problems during the transaction. Accordingly, the housing security and Property Management Bureau of Ji'nan began to launch a second-hand housing transaction fund supervision business since September 2008 to ensure the safety of the transaction process and transaction funds. But two years after the launch of the business, the volume of business has not reached 20%, and most people do not know about this business.
Ji'nan housing property registration center is subject to Wang Xiaoni, chief of science department. In September 2008, the housing management department began to launch the "second-hand housing transaction fund supervision" business. The buyers and sellers signed the Ji'nan stock exchange fund agreement agreement with the service center, and the buyer put the transaction funds in the special purpose in accordance with the agreement. After the completion of the account transfer, the buyer can confirm that the buyer can get the property certificate and then transfer the transaction capital from the special account to the seller's account. There is no charge for the trusteeship. The advantage of regulation is to issue the license to the buyer one by one, and purchase the purchase money into the seller's account. This fundamentally solves the security problem of second-hand housing transaction funds. "
" because the intermediary master most of the housing source, all the procedures of the buyers are led by the intermediary, the public can rarely take the initiative to understand, so this business is rarely known. " Wang Xiaoni said that so far, the volume of second-hand housing trading funds supervision business is less than 20%.
why is it so cold? Wang Xiaoni analysis, there are three main reasons, the most important reason is that most of the second-hand housing transactions are completed through real estate agents, the less the better the intermediary wants to provide services, they do not want to "cause these troubles", the intermediary has its own fixed business process, and a few intermediaries out of other aspects of the test. Consider, do not tell or do not recommend customers to supervise the business of funds, and hope that funds will go from their own hands. When
"second-hand housing payment", if it is not a one-time payment, when the loan is needed, the bank needs the corresponding Guarantee Corporation to make stage guarantee. When undertaking this business, it is necessary to pay the guarantee fee. " Wang Xiao Ni said that this part of the cost is also part of the reasons why some citizens are unwilling to make financial supervision. In addition, there are second-hand housing transactions do not pass through the intermediary, there is a certain game between the buyer and the seller, the current second-hand housing so quick, is the obvious "seller's market", so that many buyers in the transaction, the compromise will be more. A compromise between the two sides naturally does not want to be regulated by funds.