Ji'nan strictly checks two mortgage loans in October, the property market or lift second rounds of regulation.
into the "Kim Gu", a substantial rebound in the volume of the property market, caused the attention of all parties, the most stringent regulation and control of the "aesthetic fatigue". At the same time, the State Council began to investigate the implementation of two suites, and the rumors of levying property tax were renewed. "Whether the property market will usher in a more stringent second round of regulation?" the real estate industry and home buyers are watching.
Ji'nan "recognizes the house and recognizes the loan"
recently, the Ji'nan municipal government issued "on Forwarding the opinion of the Shandong Provincial People's Government on maintaining the stable and healthy development of the real estate market in the province", emphasizing the suppression of investment speculative purchase demand and strictly controlling the second sets of housing identification standards.
reporters learned from a number of banks in Ji'nan that at present, the standard of two suites is still "recognition of housing and recognition of loans". In accordance with the central bank credit system, the bank records the number of the applicants' housing, and requests the applicant to have a proof of whether there is a house under the name of the housing property registration center.
national property information is not connected. In order to prevent other people from drilling holes, the bank also asks the applicant to promise the number of existing houses, such as a letter of promise for the applicant to issue a personal property, similar to the "letter of good faith". If the comprehensive investigation of the bank is not consistent with the personal acceptance, the loan is regarded as bad credit. It is possible to take back the loan. "Banks are also worried about risks. They have been very strict in implementing the standard of two suites." A bank loan officer said that the number of applications for two suites has dropped significantly, and three suites have hardly been applied.
most netizens expect the two times to regulate the
Xinhua news agency and the people's daily and other authoritative media to press the market regulation. The people's Daily called for "not to allow the property market regulation to be" a hundred days of reform ", and to predict" the second half of the year or the new deal ".
recently, in the survey launched by Sina property, 6 of the respondents looked forward to two controls. In the survey, 79% of the Internet users thought it was necessary to control the two times.
the views of home buyers are quite different from those in the real estate industry. I love my family's broker, Wang Xiaoshi, saying that although the volume has rebounded, house prices have not been "straight up" in the past year, and all kinds of news are mild, so the possibility of strict implementation of existing policies will be much more likely.
price
analysts believe that the real estate two regulation of the rumors of market confidence has a great impact on market confidence, such as the use of interest rates and other means, interest rate will have a direct impact on real estate investment, but at present, it is still a rumor, the possibility of the introduction of little.
chief economic analyst, Tao Dong, believes that there will be no relaxation in the real estate policy. The government should consider the credibility of the policy and the decline of China's economic growth. This is the cooling under the active regulation and control, and there is no reason to turn to the real estate policy.
Yang Hongxu, director of the comprehensive research department of the Institute of real estate research, said that although the regulation is the most severe, the market has appeared the symptoms of aesthetic fatigue, if the policy does not add code, the market is very likely to win, that is, the volume continues to increase, house prices stop rebound. If housing prices rise significantly, more stringent measures will not be far away.