source: Shandong commercial newspaper Author:
holding house enterprises to "landlord" self holding housing for leasing / > Ji'nan pilot Rental housing, the first half of the first half of the first half of the problem
if the 2017 is the Ji'nan real estate market "inflection point" of the year, then in 2018 indicates more new trends in the future. The year of "regulation year" makes the city's real estate market return to smooth and rational, standing in the new environment, on the basis of maintaining the continuity and stability of the real estate regulation and control policy, to speed up the development and development of the housing rental market, is the focus of the focus of the development of Ji'nan real estate this year. Reporter Shi Shangjing
regulation continues: Jiyang property market limited to sell limited loan limit
the last day before the Spring Festival, many people have been home, ready to meet the good Spring Festival holiday. However, on the same day, Jiyang County Housing and urban and rural construction management committee issued an instrument to make the last working day before the end of the festival. The notice on improving regulatory measures to promote the steady and healthy development of the real estate market has promulgated the regulation of real estate in Jiyang county. In 2016, the "six" upgraded version of the limited purchase policy issued, and then the beginning of last year, Changqing, Zhangqiu to follow up the regulation and control, and the Jiyang county also joined the control of the team. In the regulation policy of
, the establishment of new commodity housing price limit system has aroused wide discussion. The document stipulates that since February 14th, Jiyang has established the highest price limit system for newly built commodity housing prices, and the maximum sales unit price should not be higher than 9000 yuan per square meter, according to the price of the billet room.
in addition, the "notice" clearly stated that the household registered households in this city had a set of housing or housing loans. All the applications for housing loans were considered as second sets of housing loans, and the proportion of down payment was increased to 60%. Among them, the longest term of commercial mortgage loan is shortened to 25 years, and the interest rate of the provident fund loan is 1.1 times that of the benchmark interest rate. We suspend the use of provident fund loans to families who have used two or more housing provident fund loans. Cancellation of payment of housing maintenance funds to prove the extraction of housing provident fund policy. The down payment ratio of household purchase loans for non city households increased to 60%, and the longest commercial mortgage loan limit was shortened to 25 years.
at the beginning of this year, the Shandong provincial housing and rural construction conference made clear that the "house is used to live, not for frying" position, to improve the stable and healthy development of the real estate market long-term mechanism, to maintain the stability of the regulation and control policy. In 2018, our province will still grasp the real estate market classification regulation and control. In order to meet the first set of demand, support the improvement of demand and curb speculation, it is the first time that the counties and cities with high pressure on house prices have restricted housing transfer, and timely adopt measures such as recognizing loans, limiting loans and limiting purchase. This has also been verified again, the new year, the regulation of the housing market is not relaxed.
rental purchase: the first half year of the provincial capital renting housing pilot
"adhere to the objectives of regulation and control, not to relax, to maintain the continuity and stability of the policy, further tamping the main responsibility of the local government." At the same time, we should speed up the establishment of the housing system of multi-agent supply, multi-channel guarantee and renting and purchase, and vigorously develop the housing rental market, and develop a common property right housing according to local conditions. " During the two sessions of this year, Wang Menghui, Minister of housing and urban and rural construction, said in the "Ministerial corridor" of the Great Hall of the people that the next step will be to develop the housing rental market.
Wang Yuzhi, director of the housing and Construction Department of Shandong Province, told reporters during the two sessions this year that many people would prefer to borrow and buy a house, or to rent a house because of the influence of traditional ideas. In the past, renting did not enjoy the same rights as renting and buying, and rented houses could not fall into households, and could not go to school, and could not enjoy basic public services. Therefore, the development of the market and the development of the market is not perfect. Last year, Shandong promulgated the "Implementation Opinions on accelerating the cultivation and development of the housing rental market", and intensified the reform.
in October last year, the Executive Office of the Shandong provincial government issued the "advice on speeding up the development and development of housing rental market", clearly involved in accelerating the cultivation and development of the housing rental market in our province and so on. In nearly half a year, the reporter learned that the housing system reform of multi-agent supply, multi-channel guarantee and rental purchase is offering a real offer. Real estate developers are no longer the only provider of one hand housing, and the real estate industry in the past "repurchase light rent" is gradually changing.
for Ji'nan, in addition to the first lease of the rental housing land, last year, the housing rental survey was carried out, the investigation report was drafted, and the CCB signed the public rental service agreement of the housing rental service, which laid the foundation for the establishment of the housing system. According to the timetable of the new year's key work mobilization order issued by the Ji'nan housing security and real estate administration bureau (municipal renewal Bureau), the problem of Housing leasing in Ji'nan will be broken in the first half of the year. The implementation of the implementation of the housing leasing market for the provincial capital and the development of the housing rental market will be formulated, and the implementation of the related policies will be promoted; The housing leasing management service platform supports relevant enterprises and institutions to carry out housing leasing business, and promotes the construction of rental housing pilot projects.
in addition, in order to increase the effective supply of rental housing, by supporting a certain proportion of the real estate enterprises in the development projects, a certain proportion is used for leasing, and the commercial buildings, office buildings and industrial buildings are rebuilt into rental housing, and the enterprises and institutions and industrial parks that support the talent gathering are used for the use of their own industrial land. In accordance with the relevant planning premise to build a talent apartment (unit rental housing).
accumulation fund adjustment: the amount of rent extraction increased to 9600 yuan
in order to accelerate the development and development of housing rental market. In the first quarter of this year, Ji'nan can be said to be frequent and attractive. The municipal Party committee and the municipal government issued "the implementation opinions on deepening the reform of the system and mechanism of talent development to promote talent innovation and entrepreneurship", in order to attract excellent young talents, the full-time PhD and master graduate students will be newly introduced into the enterprises for three years in accordance with the standard of 1500 yuan and 1000 yuan per month. In addition, Ji'nan provident fund management is also a new deal, to adjust the rent extraction fund policy.
this time, "Ji'nan housing provident fund extraction and management implementation rules (Soliciting Comments)" and "Ji'nan personal housing provident fund loan management methods (Soliciting Comments)" public presentation. According to the draft of the solicitation, it will increase the policy of providing the record of the lease of the house and the withdrawal of the tax invoice, and the amount of the extraction does not exceed the actual amount, and it does not exceed the limit set by the administrative committee. It is proposed to improve the extraction of rental housing and the extraction of property fees. The amount of the rental housing is raised from 7200 yuan to 9600 yuan, providing housing rental record proof and the extraction of the tax invoice, not exceeding the actual expenditure and not exceeding the maximum limit of 36000 yuan; the extraction amount of the property fee is raised from 1000 yuan to 1200 yuan, and the revised extraction is extracted. The amount is higher than the three-star property fee standard.
it is understood that the property fee extraction and rental extraction of two items are not contradictory, the applicant can make an appointment separately, carry out the related application materials in sub order, and need one of the extraction business transfer after the completion of another extraction business.
, in addition, the Ji'nan housing provident fund center to solicit comments after the reply, in view of the "workers to deal with business loans to extract business, do not provide the borrower credit report" opinion, the center also replied that the staff for the first time the loan is extracted, provide personal credit report, the purpose is to verify this The authenticity of the loan and the nature of the loan. With the development of business loans commissioned monthly, the center will link more commercial loans with more banks. In the current data connection of industrial and Commercial Bank of China, agricultural bank, Bank of China, construction bank, transportation bank housing merchants loan repayment can not provide the credit report.