Construction Bank's first "deposit room" business has received 394 applications.
financial bank
Pang Xiusheng, deputy governor of the Bank of Construction Bank, at the 158th banking routine press conference, said the CCB was "buying a house to the Construction Bank." On the basis of the historical accumulation, the new chapter of "renting a house to the Construction Bank" is a new chapter in which the main attack on renting can not be settled and the new life of "long tenant, that is to live long live, that is home".
in order to solve the problem of long renting pain point, the Construction Bank first launched the "family real estate wealth management" business in Guangdong, also called "save the house" business, focus on integrating social resources, invigorating family idle housing, and further innovating the long rented housing supply model. At present, the "deposit room" business has been pilot run in Guangdong by the professional subsidiary of CCB.
in the "storage room" business, the CCB actively acts as a resource integrator and financial service provider. The owner of the house is only required to apply to the housing finance service center under the jurisdiction of the Construction Bank. The construction bank can provide a long rental income assessment service for the Construction Bank, and match the owner and the professional renting agency for 3-10 years of the long rental right of housing. The leasing institution will pay the owner a one-off or installment payment of the long rental income in the future, then rent the tenant and take charge of the post tenancy management.
according to Liu Jun, President of the Guangdong branch of China Construction Bank, "family real estate wealth management" pilot for 2 months, the bank has accepted 394 business applications, and has also stockpiled 614 sets of housing. The housing rental professional company of China Construction Bank has signed the agreement on the transfer of housing tenancy with 47 owners, and has paid 2 long term rental income to the owners.
as a long term rental asset leasing project, how does the Construction Bank make light assets and light capital?
Pang Xiusheng, deputy governor of the Construction Bank, said in response to a reporter's question that, in general, in the process of developing the housing lease market, the increment of some rental housing is needed and some input is needed, but the investment in the rental housing supplied by the multi main body is much lower than the investment of the commercial housing in the market, and the required investment money is needed. The amount of the amount will also be much lower.
incremental, CCB takes stock more seriously. Pang Xiusheng, deputy governor of the Construction Bank, thinks that the main contradiction of developing housing lease is not insufficient housing, but how to mobilize the idle house and integrate with the market parties. Pang Xiusheng also confessed that the bank had no big pressure on credit. In the housing leasing market, it did not rely on the capital of the CCB shareholders, not to undertake more heavy assets by the Construction Bank, but it did not exclude heavy assets. If the city government gives lease land, CCB can also be a "big landlord". Pang Xiusheng said that, in general, this is not the focus, not only rich and colorful, but also on light assets, light capital, heavy ecology and heavy service, which is the basic strategy at the beginning of the housing leasing market.