What do houses pay attention to under the names of minor children?
basic case: Mr. Wang bought a house for a birthday gift for 200 million yuan in 2013 as a birthday gift to 5 The year old son, and the house is registered under the son's name. In 2014, in order to expand the business scale of the company, Mr. Wang applied for a loan to the bank. For this reason, he proposed to use the house registered in his son as a mortgage guaranty for the loan, but the result was notified by the bank's refusal to lend.
lawyer: the eighteenth article of the general rule of the people's Republic of China stipulates that the guardian should perform the duty of guardianship, protect the person, property and other lawful rights and interests of the guardians, and shall not deal with the property of the guardian in addition to the interests of the guardian. In life, the property registered under the name of the child is legally belonging to the property of the minor. If it is to be disposed of, it should first be given the agreement of all the guardians, followed by a strict and impartial procedure, which proves that the disposition is indeed for the interests of the guardians, such as learning and treating diseases. Important matters need to be otherwise invalid. Parents, as guardians, have the right to deal with agents, but they can not handle the property of minors at will. The ownership of the house is the only evidence that the owner has the ownership of the house and the right to use, use, benefit and dispose of the house. It does not only represent a wealth, but more important is the rights and interests of the house. Therefore, it is of no doubt of its importance. Parents should think twice before buying a house.