The girl spent ten thousand yuan to frighten her mother in two months. Ji'nan's financial training market has not yet formed.
"these days have been courier every day, a look all my daughter bought." Several shopping carnivals at the end of the year made the daughter of Ms. Chen spend money on her hobby. "What do I do when a 12 year old girl spends tens of thousands of dollars on shopping?" Ms. Chen called the female newspaper hotline for help. Compared with the culture class education, the parents of Ji'nan obviously have no clear concept of "financial and business education", and even link money with academic achievements and test scores, and have not formed a correct financial management concept.
Ms. Chen told a woman newspaper reporter that her economic conditions were good. She would also give her daughter some pocket money in addition to the year's money. "I used to keep it for her. Now when she goes to junior high school, I try to let her manage the money herself. Usually, Xiao Lin bought one thing and shut her eyes, but she surprised me by spending tens of thousands of dollars this time. Ms. Chen had to sigh with emotion that she only valued children's academic achievements and ignored the "financial and business education". "
" we are wage earners, children's cultural lessons learned to learn to learn, although usually see child care magazine know that financial business should be trained, but really do not carry out the daily education. Ms. Zhou, who works in the media, told reporters. Jiang Hui, director of the political and educational office of the Daming Lake Primary School in Ji'nan, told reporters that many parents, like Ms. Zhou, believed that "financial business education" was still "high on the top", although it was not known how to do it.
, in addition, Ms. Xu's views are also very representative. She believes that "human growth is regular, premature to carry out financial business training, easy to be counterproductive", this frequent and complicated with the child to "money" word, easy to let the child about the money, become "small green platform."
experts advocating knowledge education, financial intelligence is marginalized
compared with Shanghai and other places, Ji'nan children's financial and business education is obviously lagging behind. A few days ago, the financial quotient tests for the students of Shanghai's primary schools included the testing of the concepts of money, family financial cognition, savings and consumption habits, and the awareness of investment and financial management. The results show that 92% of the students already have the sense of saving money, and even lack of children who know how to share and borrow money. Among them, a 8 year old child, the site described the advantages and disadvantages of 6 ways of making money, including stocks, investment real estate and so on. "
" in fact, the main cause of children's confused consumption is not too much money in the children's hands, but the parents to restrict or replace their children to consume, not to give children the opportunity to choose and think, so that children lose the platform for financial education. " The master of Shun tillage primary school said. Some parents believe that it is inappropriate to instil the importance of money and wealth for children, and many parents are mistaken for monetary rewards to be linked to their children's academic performance and test scores. As long as they learn well, they reward money, such as the correct understanding of money and wealth, how to make money and science. The content of financial management and other financial education is hardly involved.
Xiong Bingqi, a well-known education expert, also said that financial business education also said that financial business education belongs to the category of life education. On the one hand, families guide children to form a healthy consumption view and wealth view. On the other hand, through financial management, children encourage their children to stand self-reliance. In this regard, there is a lack of education in the country, whether it is school education, family education or social education. Generally speaking, they all advocate knowledge education, while other education is marginalized.
first, parents should be mindset. Money is not a bad thing in itself, so there is no need to avoid it. Secondly, in the process of education, parents can encourage children to do some practical activities to cultivate financial business, such as doing housework to get remuneration, and making money for social practice. But in this process, parents should lead the child's attention to the process of doing things, and in this process, the child is timely to teach the child "effort will be rewarded", thus helping the child to form the quality of hard work and self-reliance, not just how much money is made.
survey of the missing financial and business training organization in Ji'nan
although parents have been arguing about "financial business education is the cultivation of financial awareness or" small Ge Lang Tai ", but it is undeniable that, with the development of the society and the economic development, while financial management is flying into thousands of households, people are starting to look at the problem of money Education: entanglements Children's earlier exposure to money can lead to moral "profit seeking" and is out of date.
despite the early recognition of financial intelligence education, Ms. Wang was unable to find suitable training institutions. "The children who listened to the neighbors went to the financial business summer camp in Beijing last summer, and did not want the children to fall behind, but in addition to the lectures set up by the financial institutions, there were almost no similar financial institutions in Ji'nan." According to a reporter's survey, a few years ago, there had been rich dad, PhD, and "little housekeeper" in the Ji'nan market, but most of them failed because of poor management and non approval of consumers. "A few years ago, parents paid more attention to academic achievements, so it may be wrong to start a financial business training class, but with the rise of the entrepreneurial tide and financial tide, parents' ideas should change. I am considering whether to bring my course back to the market." A person who once started financial training institutions told reporters.
in fact, in addition to the professional "financial business" training schools, the current financial institutions often in the frontline cities, "financial and business" education courses, in Ji'nan is very rare, which has the desire to cultivate children's financial ability of the parents to have a little helplessness.
linking up with the Internet users of financial business education,
recently, Beijing Shanghai and other places began to do financial testing and education, a lot of netizens think this will make children dye copper stench from childhood, become gold worship. Others agree that they can help children form the correct view of wealth.
@ Lu'an Wang Feng: the future society is a competitive society. If we master more skills and skills, we will have more competitive power. Of course, in financial and business courses, we should avoid making children look at everything.
@ Dongshan Xie: many primary and middle school students are short of basic independent living ability, and they are urgently required to learn the curriculum of financial and business education. This is not only the reverse of the primary and secondary school, but also the help of the young students. It may also cause students to develop money worship consciousness and psychological comparison.
@ Chang Rui: to carry out financial education, it is not a bad thing to teach children to learn how to manage money from an early age. At the very least, we can know the failure of the oil and salt, which is closely related to life.
@ Yu an Chen Huafeng: at this stage, we should start with pocket money, lucky money and so on. The interaction between family and school teaches children how to control and understand frugality.
@ ningbaby warm: instead of using financial resources and energy in the non urgent financial education, it is better to use financial and energy to strengthen the aesthetic and artistic education of basic education. The children lack the education of true, good, good and beautiful, and the use of money in the future is worrying.