Behind seven young people behind a young man, this terrible family portrait exposes the real crisis of the Chinese people.
yidianzixun.com
the figure above can also be seen, by 2040, this value is 2, that is, 2 working people feed 1 old people (and need to raise children). What is the concept? At present, in the case of 5.5, the pension account has been running in the empty account, so in the case of 2, the working population will pay nearly three times the proportion of the present pensions each month. What about the daily living expenses and how to raise the children? Unimaginable!
so some people are anxious to extend the retirement policy. They are all in a slow fix, but even that is a drop in the bucket.
you can not buy a house, rent a whole life, you can not go to the middle of the middle of the crisis, to make money, but you can not be old, can you expect a child at the time? Look at the current demographic structure. Even if you open the second child, do you dare to live? Are you willing to let your precious child bear this huge burden on your old age? Do you want to see your children give up their dreams and pursuits because of this burden and live the same life as you do?
but what do you not want to do again? That's the reality.
so the pension problem is the biggest crisis for Chinese people.
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what is the essential logic of a good pension system?
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the vast majority of the immigrant clients I met, talking to me about their immigrant motivation, most of them were children's education, and the next was the old age.
in fact, aging is not only a problem of China, but also a common problem of developing countries and developed countries all over the world. Japan, the United States, Canada, Australia, these countries have experienced more aging crisis than China, they also rely on young people to pay taxes to support the retirement pension for the elderly, but the biggest difference is their old-age concept.
Australia has a long-term care program for the elderly to provide long-term care for those who have no children to care for, or the elderly are not willing to bother their children. The main sources of the service are government taxes, plus a small portion of the old man's own money. The basic Australians have already saved their own money early, so that it can be used at this time, and basically ordinary Australians can save enough of the money to have a decent old age.
it is very convenient to sign up for the long-term care program, only a telephone number + a web site + address entity center, almost every Australian community has such a long-term care center, the elderly can choose to solve their own needs for the aged.
the Australian government is not the richest government in the world, but they know where the money should be spent. As long as Australia's economy does not collapse and does not suffer a huge financial crisis, the money spent on these old-age communities will not stop.
although Australia is not like those in Nordic countries, it is able to rely on the government for the old age, but the construction of the supporting facilities, the government's big head, the people's way of making a small head, should be the most consistent pattern that can be found at present.
this is just an example of Australia, such as Canada, the United States, New Zealand, Japan, each has its own relevant pension policies, which are all governments, and no country does not know how important it is to solve the pension problem, but it is difficult to design the original intention of the system and design the system well. After the execution.
in other countries, if the pension system is not designed well, do not carry out good, the authorities are to be roar, because old people are old and old, young people should bear the responsibility for the aged, equal to the whole social pressure on the people, do you say those voters can do it? This is the essence of logic.
an old Chinese couple who have never been out of the country come to Switzerland and see countless old people on the lake Zurich on the banks of the lake, feeding the swans and some sun, all of them are leisurely and comfortable.
after hearing the explanation of pension, pension, relief, unemployment gold, medical insurance and so on, the old couple suddenly realized that our newspapers always say that the Westerners do not understand the filial piety, not the parents and what. Now it seems to be reasonable. The old woman has enough money from the public every month to eat enough flowers to live in. Why do she need children.Amp? Lsquo takes.Amp; rsquo? Don't need it at all! It is better to rely on the system and be free and easy to rely on the children.
it is a practical practice for humanitarianism to achieve the ideal of welfare by the welfare system, the use of strong, the young, the widowhood and the widowhood and the loneliness.
pension is a problem everyone has to face. The people who are aware of the crisis have begun to prepare. What can we do now if the pension system collapses on the day of our old age? No matter what they do is to make money desperately or to work hard to emigrate, they sweat today, and they will shed little tears when they are old. Anyway, I just can't make an ostrich with its head buried in the sand.
if one day I am old, I hope I can live in the happy news broadcast, and pray sincerely.