A number of ministries have reached a consensus on the pension scheme and extended the payment period.
" this meeting is only in the stage of discussion between departments and experts, followed by discussions and studies at various levels between departments and departments, between the central and the local. " In October 17th, Yang Yansui, director of the Research Center for employment and social security of Tsinghua University, told the reporter that at present, many sides have reached a consensus on the three major issues of the planning of the top level, the arrangement of the pension system and how to realize the above system, but when the specific pension scheme and the related policies come out The table is unsettled.
it is reported that there are 4 versions of the pension scheme, which are provided by the Chinese Academy of Social Sciences, the development research center of the State Council, the people's University and the Zhejiang University.
reform is to repair or rebuild
how to orientate the top-level design of pension reform? It's the subject of the closed door meeting.
"top-level design positioning focuses on the future design of a plan or the existing policy to patch up? The discussion on this issue is relatively concentrated. " Yang Yansui said that pension is a long-term plan, so the consensus on the top - level design for the pension reform is to focus on both future planning and the repair of current policies.
, as a matter of fact, before this meeting, there are many guesses to establish what kind of top-level design scheme for the pension reform. Some scholars believe that the current system loopholes should be mended and some scholars boldly suggest that the current system be overthrown. But the result is that any system, especially the old-age system, can not be achieved overnight. It is a small step jogging, and the system design will be more inclined to choose a smooth transition.
now, the general direction of top-level design has been decided, so the specific arrangement of the pension system has become the urgent problem to be solved in the next step. "
" the second problem of reaching a consensus is the arrangement of the pension system; among them, the consensus of the basic pension insurance is to reach a consensus, that is to say, the structure of the combination of "unified accounts" is common, but the design of a specific plan to take a small account or a small overall account needs to be ground up. " Yang Yansui said that, from the recent development consideration, it is relatively reasonable to take a large account of small accounts, after all, financial funds are not in place. But from the future development, the financial funds should be limited and can not be magnified indefinitely. Therefore, the overall account should be narrowed and the personal account should be larger.
the last issue of consensus is the implementation of the above system arrangement. After discussion, the principle of "three points policy and seven sub management" will be adopted for the pension system.
"policy is better, execution is the key." According to Yang Yansui, the participants agreed that the management of the residents' archives and social security information must be strengthened. Only these data will be centralized to form a top-level design, the bottom of the house is not clear and the design is blind. At the same time, the central management of the basic pension insurance has reached a consensus, but the central and local areas should be distinguished. Responsibility.
Zheng Gongcheng, a professor at Renmin University of China, recently said in a media interview that the basic pension insurance of the staff and workers has been included in the whole country, which has been included in the key reform plan of the economic system reform of the State Council this year.
extension of the payment period has set a consensus on the direction of the
pension reform, but everyone is more concerned with the specific scheme of the institutional link, such as the extension of the period of payment and the discussion on the annuities.
"these two problems are the most common concern of the people, and the highest consensus is reached." In October 17th, an expert who did not want to be named, said in an interview with the China times, that the discussion of all the teams involved in the conference almost covered the above two issues. One track, two track or a few tracks are still unsettled; at the same time, it is imperative to extend the period of payment, but the specific plans to extend the number of years need to be further discussed and decided by the relevant departments.
and during the closed door meeting, Zheng Bingwen, director of the world social security center of the Academy of Social Sciences, made it clear that the payment of pension insurance is a system design for "paying more, less and less paying less". Therefore, the result of the delay of retirement is that we can take more pension and face the serious problem of the aging of the population. Postponing retirement is a trend in China, and prolonging the payment age is often the same as postponing retirement. "
" among the factors that affect the pension problem, there will always be one of the most stable, minimal, and better implementation factors to move, which factors will produce what results, the corresponding advantages and disadvantages will be, the departments will consider. In October 17th, a person close to the people's Department received a reporter from the newspaper reporter, which was more likely to increase the number of years of payment and to delay the retirement age directly. One comparison knows which scheme is feasible.
it is well known that the minimum payment life of pension insurance in China is 15 years, but most people have more than 15 years of working life, that is to say, the actual payment years are far beyond 15 years; therefore, even increasing the number of years of payment, the impact on individuals is relatively small. However, the legal retirement age of our country is 60 years old for male workers, 50 for female workers and 55 for female cadres. Once the retirement age is extended, it is practical to work more for several years.
it seems that, at present, the close link between the basic pension treatment and the length and the amount of payment, thus the extension of the time of payment of the incentive mechanism for the insured personnel has become the direction of the pension reform in the future.
at the same time, the experts told reporters that, in addition to the extension of the payment years and the two focus of pension integration, the problem of paying for the enterprises was also agreed. The team agreed that the payment rate of the enterprises was too high, and the next step, the relevant departments would raise funds from multiple channels. To reduce the burden of enterprise related rates.