Ji'nan residents medical insurance new deal: medical insurance treatment increased personal pay unchanged
Author: Mi Liangchuan Liu Jiajun Tian Shan
the people's Government of the city of Ji'nan issued "the Circular of the people's Government of Jinan City on the adjustment of the basic medical insurance policy of urban residents", the maximum amount of payment for the residents' medical insurance and the residents The adjustment of the proportion of medical insurance fund has further improved the medical insurance benefits of residents. In view of the new medical insurance policy, the Ji'nan Social Security Bureau has carried out a detailed interpretation on 30 days. After the policy adjustment, the maximum payment limit of the Ji'nan residents' medical insurance fund will reach 6 times the standard of the disposable income of the urban residents. The increase of medical insurance benefits is mainly achieved by raising the standard of financial subsidy, and the personal payment standard of insured residents will not change.
payment period is extended to facilitate the student participation in
according to the new medical insurance policy. From this year, the basic medical insurance payment period of Ji'nan urban residents was adjusted from October 1st to December 31st every year from September 1st to December 31st, and the payment period was extended by 1 months.
Why do you make such a adjustment? The Ji'nan municipal social insurance bureau is responsible for the introduction, this is mainly to facilitate the majority of the residents, especially students in the school to participate in the insurance. The urban residents' medical insurance system in Ji'nan is paid in advance, that is to say, the residents' medical insurance premiums for the next year will be paid during the annual payment period. In the previous years, the residents often missed the payment period of the year due to various reasons, which resulted in the inability to enjoy the health care treatment of the residents in the next year. In addition, considering that all the students and children in the city of our city account for more than half of the total number of the insured residents, the payment period will be advanced to September 1st, with the time of the new school term beginning. This adjustment is also in accordance with the payment period of college students in Colleges and universities in 2009, which avoids the confusion caused by the two payment period of the year, and also facilitates the management of the medical insurance agencies.
medical insurance treatment improved, individual payment standard unchanged
many citizens concerned, medical insurance treatment improved, the standard of personal contribution to the residents will also follow the "rise of the water"?
the Ji'nan Municipal Social Insurance Bureau, the relevant person in charge of the new year, the medical insurance treatment of the residents of the new year The coverage of the residents' medical insurance fund has also expanded, but the standard of personal payment for the insured residents has not been raised, and the standard of last year is still maintained. The increase of medical insurance is mainly due to the improvement of government financial subsidies. In 2012, the standard of individual payment for the insured residents is: students, children and residents under 18 years of age of 40 yuan per person; residents in the working age period (18 years old to 59 years old, 18 year to 54 year old) and 400 yuan per person per year; aged residents (aged 60 years old and 55 years old), each person is paid annually. A total of 200 yuan will be granted to those who are severely disabled and those who enjoy the minimum living security of the town. The government's financial subsidy standard will be raised from 120 yuan per person to 200 yuan per person per year.
New Year, the payment mode of the insured residents will not change
medical insurance payment period is about to start. How should the residents pay the premium? The general residents who have been insured last year can hold my identity card or household register to pay residents' health insurance directly to the business outlets of the Construction Bank. Fees; all kinds of school students and children are collected and collected by their schools and kindergartens, and the medical insurance fee is collected and collected by the school and the kindergartens. The newly insured ordinary residents and the arrears of the insured should first go to the work institution of the labor security service in the street (town) of the household registration, and then take the payment notice issued by the working organization to the construction bank business network, and pay the resident medical insurance premiums to complete the insurance according to the standard. The newly insured students and children are centralized and unified for their registration and payment procedures by their schools and kindergartens.
reinsurance must be paid for the premium, and the continuous contribution is entitled to
if the residents' medical insurance payment is interrupted or does not participate in medical insurance, can the medical insurance treatment in the New Year be enjoyed? The Ji'nan Social Security Bureau reminds the general residents that the payment should be made in accordance with the conditions that are not insured or after the insurance is insured. During the fee period, the personal payment portion of the calendar year or the interruption period will be filled and the next year's medical insurance premiums will be paid, so that the residents' medical insurance benefits can be enjoyed next year. According to the medical insurance policy of Ji'nan residents, the residents of the continuous payment can enjoy the preferential policy, that is, the proportion of the residents' medical insurance fund is 1 percentage points higher than the prescribed payment ratio since the second medical years, which is not more than 5 percentage points.
before September 1st this year, it is necessary to pay a medical insurance fee
the relevant person in charge of the Social Security Bureau of the city of Ji'nan also reminds the parents of the newborns in particular: the newborns who registered the insured before September 1, 2011 will continue to pay 2012 in the payment period from September 1st to December 31st this year. The annual resident medical insurance fee, that is, one year needs to pay two medical insurance fees, because the previous payment of medical insurance is guaranteed for 2011 of the medical insurance treatment, the second payment is to guarantee the medical insurance treatment of 2012. Parents of the newborns are asked to pay in time, so as not to affect their children's normal medical treatment.
Ji'nan has no "social security card" medical insurance card is not included in the pension, unemployment and other insurance functions
the Ministry of human society and the central bank recently issued the "notice on the financial function of the social security card loading", the social security card will increase the gold melting function by loading the banking business. This means that the residents' social security cards issued in the future can be used as bank cards. Reporters learned from 30 people from the Jinan people's department that there is no real social security card in Ji'nan. Only the medical insurance card, the medical insurance card itself already has the function of bank card, but the insurance function of pension and unemployment has not been included in it. Government related people think that it is a long way to go through the integration of the accounts of the residents' medical insurance and pension insurance and the establishment of a unified "social security card" with a real financial function.
30 days, the people's social Bureau told reporters that although the Ministry had issued relevant notices, they did not receive specific implementation documents. The people's Bureau told reporters that, strictly speaking, there is no "social security card" in Ji'nan at present, only the manual of pension insurance for workers and workers records the payment of the insurance of individual social insurance. In all kinds of social insurance accounts, currently only medical insurance accounts have magnetic cards.
"medical insurance card has always been used as a bank card." The staff of the medical insurance personal account department of the Ji'nan Social Security Bureau told reporters that the medical insurance card in the hands of the public is a debit card developed jointly by the Zhang Shebao department and the Bank of China. The electronic chip on the front of the medical insurance card can record the payment and use of the personal medical insurance of the residents. The magnetic strip on the back of the "financial zone" is on the back. It can realize bank card functions such as bank deposit, transfer, remittance and so on. The medical insurance card number is both the ID card number and the Ji'nan. But at the same time, she pointed out that the current residents' medical insurance account and the pension insurance account are two systems. It is difficult to achieve the financial and technical support for the integration and networking of the two systems. In an interview with
, people related to the Bureau said that although there is no specific card exchange program in Ji'nan, the financial function of the social security card is the general trend. Using social security card to pay in different places, if the social security card can be used as a bank card, it will be more convenient to handle these business.