Reminding: China Merchants Bank doubles the cost of making withdrawals across the bank
in the last few days, a number of visitors from Ji'nan area received a text message. "To improve the quality of service and take account of the cost of operation, the bank will adjust the ATM interbank withdrawal fee to 4 yuan / pen from June 1st, and cancel the monthly payment to the city before the same city." Three, the preferential policy for the first fee in other places, it is recommended that you use the ATM company to avoid any cost.
cross - bank withdrawal fees from 2 yuan / pen to 4 yuan / pen. In view of this policy, many Ji'nan customers think, "2 yuan is acceptable, 4 yuan is a bit expensive." Reporters today in customer status to the China Merchants Bank 95555 hotline to inquire about the matter, the staff said that the Ji'nan area is indeed from June 1st on the interbank withdrawal fees made adjustments, before Shenzhen and Suzhou in July and August made a similar increase in July and August, respectively.
according to the personage of the industry, the card holders will pay the agency charges according to the standard of 3 yuan per pen, regardless of the city or the foreign place, when the cardholders are taking the money across the line. At the same time, the service charge is paid to the UnionPay according to the standard of 0.6 yuan / pen. That is to say, as long as the card holders cross the line for withdrawals, the issuing bank will have to pay 3.6 yuan / pen. The fee deducted by the issuing bank only offset the cost of a portion of the bank's expenditure. If the intercity charging standard is 2 yuan / pen, in the single transaction, the card issuing bank will lose 1.6 yuan.
a person in Ji'nan branch told a reporter: "the number of customers in Ji'nan is not less than four big lines, it is difficult to maintain a lower level of fees and preferential measures for cross bank withdrawals. Before, we always pay part of the service charge for our customers. "
in fact, before the China Merchants Bank, many banks in Ji'nan had raised the ATM interbank service charge to 4 yuan per unit. At present, after the four state-owned banks, such as industry, agriculture, China and construction, all carry out the standard of 4 yuan for the cross bank handling fee of the same city, the joint stock banks, such as the Bank of communications and the wide distribution, have also raised the fee from October last year. Previously, some joint-stock banks took many preferential measures to remove the previous interbank withdrawals, and now many banks have terminated the offer.
reporters understand that some banks have quietly adjusted some accounts management fees and online banking remittance fees recently. In May, China Everbright Bank opened a fee for remittances. Now through the Everbright Bank online bank remittance, each charge will be charged 1.5%. Service charge, the maximum 15 yuan / pen. Minsheng Bank has raised the minimum charge rate for travellers' check and non livelihood card customers to transfer at the counter, from a minimum of 5 yuan to a minimum of 5.5 yuan.