The new way of pension for employees in Ji'nan is to get more money after retirement.
reporter Liu Shuang correspondent Wang Dong
to answer some questions about the method of pension plan for some enterprise workers, the 20 morning, the Ji'nan city human resources and Social Security Bureau pension insurance office held a media meeting. Reporters learned from the meeting that since January 1st this year, the provincial capital has begun implementing the new pension plan. After 15 years of pension payment, the number of basic pension can be increased by 1% every 1 years. The more money is retired, the more personal pension will be paid every month.
it is understood that during the period from January 1, 2006 to the end of December 2010, Ji'nan has been in the five - year transition period of the pension plan for employees of the enterprise.
Wang Hongtian, director of the endowment insurance office of the Ji'nan municipal human resources and Social Security Bureau, introduced the reform of the new pension scheme in three aspects. One is the base of the basic pension plan. The old method is based on the average wage of the workers on duty as the basis of the previous year. The new method is based on the average salary of the retired workers in Ji'nan in the last year of retirement and the average value of the monthly average paid wages.
two is the proportion of the basic pension. If the old method has paid for more than 15 years, it will be issued according to the 20% average monthly salary of the workers in Ji'nan in the previous year. According to the new method, the proportion of the basic old-age pension is adjusted from 20% to 15% after the payment has been completed for 15 years, and the payment is more than 15 years, with a 1% increase in excess of one year.
three is personal account pension plan. According to the original method of calculation, personal account pension is calculated according to the 1/120 of account storage. At that time, it was designed according to the average retirement 10 years' retirement, and the female worker retired at the age of 50, the special work man retired at 55, and the average retirement of retirees for more than 25 years. The new method stipulates that the smaller the age of retirement is, the greater the number of months for the corresponding monthly payment, the less the pension of the monthly account; the later the retirement, the smaller the corresponding monthly count, and the more pension a month.
the proportion of the endowment insurance payment in Ji'nan is 28% of the average wage of the workers (29% of the state-owned enterprises), of which the insured enterprises pay 20% (part of the state-owned enterprises 21%), and the individual contributions of the employees are 8%. In 2010, the average monthly salary of the employees in Ji'nan was 2592 yuan. According to the relevant regulations, the lower limit of the monthly payment base of social insurance premiums of Ji'nan in the year of 2011 is 1556 yuan, with an upper limit of 7776 yuan. If the employees are paid according to the lower limit, the personal burden is 124.48 yuan.
Wang Hongtian, Wang Hongtian, the original plan for the payment of the payment of more than 15 years of the insured personnel regardless of the level of payment, regardless of the payment time, the basic pension according to the annual average wage of 20% of the annual salary of the city, that is, the maximum payment base and the lowest lower limit of one sample, the payment period of 15 years and 3. 0 years a sample. As a result, many insured personnel have stopped paying their fees after 15 years of payment, while others have paid the lowest limit, resulting in an increase in the number of insured personnel. In contrast, the main feature of the new pension plan is to encourage more work, more pay and more pensions.