Long-term care insurance for trial workers in Shandong
Lu net April 13th news yesterday, the provincial government office of the office of the government issued the "views on the long-term care insurance system for trial workers" (hereinafter referred to as "the opinion"), will gradually establish a long-term care insurance system to solve the loss of self-care energy The long-term nursing support problem of the force can reduce the business and financial burden of the insured family. (Shandong commercial newspaper reporter Wang Xiaodi)
according to the "opinion", the treatment of long-term care insurance for workers can make differential treatment guarantee policies according to the different forms of institutional care, family care, different grades and different ways of providing nursing services. In principle, the standard of payment of nursing service costs is stipulated in the norm. Mastered around 75%.
the qualification, payment scope and specific payment ratio of the insured workers who enjoy the long-term care insurance benefits are determined by the municipalities. The "opinion" stipulates that long-term care insurance funds paid by the staff and staff for the long-term care services provided by the nursing service agencies and personnel for the insured persons can be directly compensated or paid to the institutions or nurses providing service through the way of purchase. The cost of nursing services is proportionately or proportionally shared by nursing insurance funds and individuals, and the poor people can be properly taken care of.
according to the opinion, the long-term care insurance funds for staff and workers are solved through the staff medical insurance overall fund, the unit supplementation of medical insurance funds, personal contributions and financial subsidies, and the public welfare gold, and so on. Among them, the personal payment is not less than 30% of the total amount of financing. Personal payment can be deducted from the personal medical insurance account of the employee. Each city should rationally determine the specific financing methods, financing ratios and financing standards according to the affordability of all aspects and the level of long-term care insurance benefits for workers.