The government pays for the people's livelihood insurance
Shandong Commercial Daily
Weifang news (reporter Feng Xinru Cui Changshan) yesterday, reporters from the press conference held by the Weifang municipal government news agency to understand the news conference From July 1st of this year, the comprehensive insurance project of the people's livelihood in Weifang has been carried out in the whole city, covering all kinds of natural disaster risks that may occur in the city, and taking into account the risk of family accidents of some residents. This is the first attempt in Shandong to solve the problem of poverty caused by disasters.
it is understood that the comprehensive insurance premium for the people's livelihood is 2 yuan per person per year and 2 yuan per household, and the required funds are borne by the municipal and county level two finance. The people's livelihood comprehensive insurance system covers all kinds of risk of natural disasters that may occur in the city, taking into account the risk of some home accidents, and bringing all the residents into the scope of disaster and accident protection. The government will invest a few yuan per person for each person, and the residents can enjoy the insurance guarantee of up to about one hundred thousand yuan. This is through the form of government purchase services, the insurance industry is introduced into the field of disaster relief, the establishment of government assistance, insurance protection, social relief, self rescue and mutual rescue of the "four in one" new mechanism of natural disaster relief, the first attempt in Shandong province.
in the administrative region of the city of Weifang, all the population (including the permanent population, the disaster relief personnel and the temporary Weifang business, the tourism, the migrant workers and other floating population), as well as the resident residents in the administrative region of Weifang (referring to the household registration of Weifang city) Salvage of family property loss, which is held by a residence permit officer or with a Weifang property owner.
responsibility range
mainly including storm, rainstorm, flood, drought, tornado, typhoon, hail, cryopreservation, snow disaster, earthquake, lightning, mountain collapse, landslide, debris flow, storm tide, tsunami, ground sudden subsidence and so on, family fire, explosion, gas (liquefied gas, natural gas) ) intoxication, electric shock and other accidents, drowning, flying objects and falling accidents in the air, as well as four kinds of disaster accidents which are not restricted by household registration in the administrative region, which are injured by the personal injury to the disaster relief personnel in the administrative region, and the loss of personal injury and family property caused by the residents. It also includes government's no responsibility relief and drought water supply guarantee.
compensation limit
personal injury: the cumulative compensation limit is 300 million yuan. Sub limit: (1) the maximum personal injury and death toll per person is 120 thousand yuan, with a special stipulation that the maximum limit for rescue and relief personnel is 200 thousand yuan. (2) the government has no responsibility for relief. The liability limit for each accident is 3 million yuan, and the total liability limit is 20 million yuan. (3) basic water guarantee for residents. The number of people suffering from drought and drinking water difficulties is 60 yuan per person per month, with a total ceiling of 36 million yuan. Loss of housing property: family housing loss assistance. The maximum per household is 60 thousand yuan.