Shandong will send 500 million "red envelopes" for venture loans
Shandong commercial newspaper reporter Chen Xinru
recently, the Communist Party of China issued a notice on the 2016 "Lu Qing benchmark loan" youth entrepreneurship copy fund project, this year will be A 500 million yuan benchmark interest rate loan is issued for young entrepreneurs, and interest rate funds are provided according to the 50% of the benchmark lending rate published by the people's Bank of China at the time of lending. According to the current benchmark loan interest rate announced by the people's Bank of China for 4.35%, plus 50% discount interest rate, the interest rate of the start-up youth loan is only about 2.2%.
according to Yu Wei, director of the Shandong youth entrepreneurship guidance center, the "Lu Qing benchmark loan" youth entrepreneurship support fund will continue to be implemented for three years in 2015. It will issue a total of 1 billion 500 million yuan for the benchmark interest rate loan and provide a supporting interest discount fund of 45 million yuan, which can save about 70 million yuan for the young people. Interest.
last year, the "Lu Qing benchmark lending" Youth Venture support fund issued a benchmark interest rate loan for 662 start-up companies, with a total of 528 million 800 thousand yuan. Three years ago, Zhang Yuming opened a fruit and vegetable purchase wholesale company in Yantai. Last year, it planned to expand the market, but it was hard to make a shortage of funds. "With 10 days, we got a loan of 1 million 200 thousand yuan. The company accounting calculated that the interest expense of the loan saved nearly 30 thousand yuan, which is equivalent to 2500 yuan a month."
this year is the second year of the second years of "Lu Qing benchmark loan" for young entrepreneurs. According to the number of young people in each city and the business volume of the bank, the provincial Party committee has set up a quota plan for 16 cities (except Qingdao), with a total of 500 million yuan. According to the regulations, the amount of a single loan is 30 to 1 million 200 thousand yuan. All the young people under the age of 40 can apply for loans to the local League Committee, which are in accordance with the national industrial policy and the time of registration for less than 8 years. Then, the Shandong branch of the Agricultural Bank of China, the Shandong branch of the China Postal Savings Bank and the rural areas of Shandong Province Credit cooperatives jointly implement housing loans.