Ji'nan: five risks and one gold account for the labor cost of the enterprise 1/3
Shandong commercial newspaper reporter Gao Yulong
the central economic work conference was held in Beijing in from December 18th to 21st. Reporters learned that, in order to help enterprises to reduce costs, from October 1st this year, the Ministry of finance has adjusted the current industrial injury insurance premium rate. In the central economic work conference, it is proposed that social insurance premiums will be reduced next year, and the "five risks and one gold" will be studied and streamlined.
just end of the central economic work conference, proposed to help enterprises to reduce costs next year, to reduce the cost of real economic enterprises to reduce the cost of action, "combination boxing". In addition to reducing the cost of institutional transaction, enterprise tax and fee, enterprise financial cost and electricity price, it is also necessary to reduce the social insurance fee and to study the "five risks one gold". According to the relevant provisions of Ji'nan, three kinds of insurance, medical insurance and unemployment insurance are paid by enterprises and individuals, the proportion is pension insurance: enterprise 18%, individual 8% medical insurance: unit 9%, individual 2% unemployment insurance: unit 1%, individual 0.5% injury insurance and birth insurance It is fully undertaken by the enterprise, and the individual does not have to pay. Among them, the work-related injury insurance according to the nature of the work unit to implement the floating rate of 0.5%-1.6%, birth insurance is 1%. The above insurance payment base is the total monthly income of a person, including time wages, piecework wages, bonus and allowances.
in addition, in the deposit of Ji'nan housing provident fund, the Ji'nan provident fund pays 5% to 12% of the wage base. According to the above ratio, the total amount of insurance paid by enterprises and individuals is 45%-53.1%.
if the average wage level of the workers in Ji'nan in 2014 is 4376 yuan per month, the reporter calculates an account and calculates the proportion of 10.5% "three risks" according to the personal payment, and the remaining 3916.52 yuan after deduction. Calculate the housing provident fund of 5%-12%, after deducting the remaining 3391.4 yuan to 3697.72 yuan, in addition to deduct income tax.
reporters understand that most enterprises currently have social insurance premiums in a larger proportion of the cost of the enterprise. Taking a cultural enterprise of the provincial capital as an example, the cost of the enterprise is nearly 40 million per year, and the cost of only five risks and one gold per year is more than 1100 million, accounting for nearly 1/3 of the total labor cost. Therefore, if the five risks and one gold can be merged, the cost of labor will be greatly reduced.