Shandong approved the only pilot province for new rural cooperative finance in China
Guide: in order to avoid the financial risk of the reform pilot, Shandong stipulates that in terms of the total amount of mutual aid, it is not more than 5 million in principle. In order to avoid the financial risks of the pilot reform, Shandong stipulates that the total amount of mutual funds should not exceed 5 million in principle.
original title: the only pilot province of the national new rural cooperative finance in Shandong was approved by the
2 on 4 July, the news office of the people's Government of Shandong Province issued a message. Recently "the Shandong Provincial People's government's invitation to carry out the pilot of the new rural cooperative finance" has won the State Council principle Shandong has agreed to become the only pilot province for the development of new rural cooperative finance.
Shandong is the largest agricultural province in the country, but farmers' financing difficulties are always the most difficult problems that have always plagued Shandong's agricultural development. At present, China's agriculture is experiencing a transformation from decentralization to centralization, and a large number of large farmers, family farms and cooperatives emerge as the times require. These new farmers will face the financing problem first when they transfer land and invest in modern agriculture. As of the end of last year, Shandong registered 131554 farmers' professional cooperatives, with a total investment of 302 billion 200 million yuan.
at the same time in the approval of the new rural cooperative finance, Shandong province has drawn up a pilot program for the mutual credit assistance business of the Shandong farmers' professional cooperatives.
the program points out that the pilot project of credit mutual assistance for farmers' professional cooperatives aims to promote farmers' income increase, rural development and new rural construction, and to provide the most direct and latest financial services for "three rural". By the end of 2017, we will strive to establish a new rural cooperative financial framework, which is suitable for the rural economy in Shandong, with strong regulation, strong supervision and obvious effect, so as to promote the development of agricultural and rural economy in Shandong.
in accordance with the regulations, the member is not in the cooperative deposit, can pay the capital capital, may undertake to participate in the mutual credit assistance. When the social member borrows, the co-operatives send orders to the cooperative trusteeship bank, the trusteeship bank collects funds according to the instructions and distributies the funds to the loan members. That is to say, there is no "capital pool", and the capital to bank trusteeship, which is the biggest characteristic of the "Shandong edition" rural cooperative finance, and can effectively avoid the policy red line of touching illegal funds.
2 4, Shandong held a new rural cooperative finance pilot mobilization meeting. Wu Xiaoling, deputy director of the Standing Committee of the National People's Congress and the finance and Economics Commission, pointed out at the meeting that there is no "capital pool", which is a highlight of Shandong's credit mutual aid pilot project. This kind of money does not handle the cooperative, guarantee safety. After leaving the bank account, the service volume can be calculated, and it has the basis of dividends. In addition, because money has always been rotated inside commercial banks, there has been no loss of deposits, thus avoiding the conflict of interests between cooperatives and commercial banks in the mode of retained capital.
in order to avoid the financial risk of the reform pilot, Shandong stipulates that in terms of the total amount of mutual assistance, it is not more than 5 million in principle, and the scale is appropriately expanded, but not more than 10 million yuan. Funds are mainly used to support the demand for liquidity in the production and operation of farmers' professional cooperatives. The duration is less than six months, and generally should not exceed 1 years.
since Guo Shuqing came to the governor of Shandong from the SFC, Shandong has been carrying out regional financial reform, which has been revised by Guo Shuqing for many times. Xia Geng, deputy governor of Shandong Province, pointed out that it was an important task for the State Council to carry out a good pilot project and an important measure to deepen the financial reform and promote the modernization of agricultural and rural areas in Shandong. To carry out the pilot system, we should adhere to the social membership system and the closed operation, make voluntary and mutual cooperation, standardize the operation and open and transparent, and adhere to the classification guidance, local conditions, innovation guidance and steady progress.