Jinan
recently, Ma Kai, vice premier of the State Council, said that the current endowment insurance payment level is high, and "five risks one gold" has accounted for 40% to 50% of the total wage. This higher proportion of contributions has surprised many citizens and has become a hot topic for the public. So, Shandong Ji'nan endowment insurance payment level? "Five risks one gold" and the total salary proportion?
Ji'nan "five risk one gold" ratio is also very high
"'five risks one gold' account for 40% to 50% of total wages? This is too high." Ms. Liu, who works in an enterprise, said that such a high proportion of endowment insurance payments made her very surprised. In the impression that the "five risks one gold" paid by the unit did not reach this proportion.
it is understood that "five risks one gold" refers to five kinds of social insurance and a provident fund, "five risks" including pension insurance, medical insurance, unemployment insurance, industrial injury insurance and birth insurance; "one gold" refers to the housing accumulation fund. Among them, pension insurance, medical insurance and unemployment insurance, these three kinds of risks are jointly paid by enterprises and individuals; industrial injury insurance and birth insurance are fully undertaken by the enterprise. It is important to note that the "five risks" are statutory and "one gold" is not legal.
5 days, the reporter learned from the Ji'nan Social Security Bureau, according to the relevant regulations of Ji'nan, the pension insurance, medical insurance and unemployment insurance should be paid by enterprises and individuals for the pension insurance, medical insurance and unemployment insurance. The proportion is the pension insurance: the enterprise 18%, the individual 8%; the medical insurance: unit 9%. Personal 2%; unemployment insurance: unit 1%, personal 0.5%; work-related injury insurance and maternity insurance are entirely borne by the enterprise, individuals do not have to pay. Among them, the work-related injury insurance according to the nature of the work unit to implement the floating rate of 0.5%-1.6%, birth insurance is 1%. The above insurance payment base is the total monthly income of a person, including time wages, piecework wages, bonus and allowances.
"according to the above ratio, including the payment of part of the business unit and individual, the" five risks "account for 40%-41.1% of the total wage. Ji'nan Social Security Bureau related staff said.
the proportion of the pension insurance payment in recent years has fallen
reporter from the housing provident fund consultation hotline. The proportion of the housing accumulation fund in Ji'nan is 5%-12%, the proportion of the specific deposit is determined by the unit, the unit and the staff should carry out the same deposit ratio, and pay the base number for the last year. The average monthly salary of the individual.
"for our units, the five insurance ratio has accounted for 40% of the total wage, and 7% of the provident fund has also been paid." Mr. min, a finance minister in a state-owned enterprise in Ji'nan, said Mr. In another state-owned enterprise, Ms. Zhou and Mr. Chen, who work in a private enterprise, said that, in addition to the above proportion, 40.5% and more than 41.1% of the five risks were paid by the unit, and the provident fund was also paid in accordance with the proportion of 8% and 12% respectively. This shows that the total payment of "five risks and one gold" is far more than 40% of the total wage. "Compared with the previous years, the proportion of five risks has decreased in recent years, and the former five risks can be paid to 42%-43%." Mr. Min said.
reporter learned from the staff of the Ji'nan human resources and Social Security Bureau, in order to reduce the economic burden of enterprise units, since 2010, the proportion of the pension insurance units in our city has fallen from 22% to 18%, and the proportion of individual payment is unchanged.
according to the relevant data, Ji'nan's average monthly wage of workers in recent 5 years has risen year by year. According to Ji'nan city human resources and Social Security Bureau, Ji'nan Municipal Bureau of Statistics "on the announcement of the average wages of workers on post in Ji'nan in 2013" ([2014]100), the average monthly salary of Ji'nan workers in 2013 is 3873 yuan.
with an example of the average monthly wage of 3873 yuan in Ji'nan, a reporter has calculated an account, and the salary of the hand is 3466.335 yuan according to a total of 10.5% "three risks" proportion of individual payment. The housing provident fund of 5%-12% is calculated to be 3001.575- between 3272.685 yuan.