source: 2010-6-9 Qilu Evening News
"there are so many long distance cars, I will buy insurance every time I take a car, but I never noticed that there is a" pattern "on the policy. "." Pointing to the "activation instructions" on the coach policy, Ms. Li told reporters that she had noticed for the first time that insurance needed to be activated.
"if I do not activate according to the regulations, is this my policy?" Ms. Li said.
the reporter noticed that this is an insurance policy with the exception of the date of issuance of the policy, the point of the ticket, the amount of accidental injury insurance and the bonus of the accidental injury medical insurance, and the special activation code and the activation guide, "only one day within 7 days after the date of activation is selected as the effective date of the insurance." "."
6 p.m. on the afternoon of 6, the reporter noticed that more than 10 passengers bought tickets from the window in just 5 minutes, while the conductor did not ask the passengers if they needed to buy insurance. The ticket "tying" a car passenger accident insurance policy. More than 90% of passengers are unaware of the fact that the accident insurance required to be purchased on a long-distance bus is activated.
"I don't know! When the ticket was bought, the conductor did not ask me if I wanted to buy insurance, nor did I tell me that the insurance was activated. Mr. Sun, a passenger from Linyi to Ji'nan, has just bought a ticket to Linyi. The ticket price is 83 yuan, but the conductor costs him 84 yuan, one of which is the cost of buying insurance. "If it doesn't work if it doesn't work, then can't I spend a piece of money?"
Mr. Wang was very angry when he learned that the policy was activated. In his view, no matter whether the way of "activation" is reasonable, first of all, it is very inconvenient. Because the instructions on the policy are too small and somewhat presbyopic, he is still in vain despite repeated attempts to see the "SMS activation" reminder on the back of the policy. "Insurance companies are not considerate of customers' needs." Mr. Wang thinks that such an insignificant notification is equal to not being informed, and the passengers have to send text messages and phone to activate it after they have paid for the insurance, which causes trouble for passengers. "What if there is no mobile phone that can't be activated?" The
[b] ticket itself contains insurance [/b]
the reporter has consulted many insurance companies such as Pacific Life Insurance, China Life and so on. The answer is basically consistent: "car passenger insurance is an activation card that must be activated to take effect, and the inactivation is indeed ineffective."
as for the reason why the policy must be activated, the explanation given by the relevant staff of the insurance company is: in order to facilitate the insurance company to settle the claim. "The former station window sold by the" infamous hand tearing the policy "does not activate, but because the insured's information can not be real-time access to the system, the claim is difficult, has been called by the CIRC. Since last year, insurance cards need to be activated.
, if the insurance card is not activated, is it really an accident that you can only admit your bad luck?
reporters understand that the ticket itself contains insurance, and even if passengers do not activate the policy on time, they can assume the insurance responsibility for a single class.
"however, if additional insurance is purchased, additional compensation will be made after the accident." According to the relevant regulations, if the passenger activates the policy according to the relevant regulations, it means that the citizens who buy the insurance can take the insurance guarantee on the insurance policy for any vehicle in the commercial operation class in 7 days.