source: the Ji'nan times Author: Jing Wong
the price of egg drop in even months. On the 15 day, the price of Carrefour eggs has reached 2.15 yuan / Jin. This price is comparable to that of the Ji'nan market in the same period in 2002 (2.1 yuan / Jin). At this time, the cost of feed, manpower, material resources, transportation and so on is no longer comparable. After twenty years of laying hens, the old king of Zhangqiu farmers, faced with the situation of four months and more than ten thousand yuan a month, had to borrow ten thousand yuan of money from the daughter-in-law working in Ji'nan. The first single commercial egg price index insurance in Shandong, which began in May last year, was announced at the end of last year.
egg prices have fallen back more than a dozen years ago, who can stop laying hens?
four months of laying hens to buy feed
"lose money!" The old king of the mound chicken sighed. "It's not a sum of money, but I lost thirty thousand or forty thousand of it." Lao Wang told reporters that since entering the February, the price of eggs has been falling all the time, always feel that the next month will be warmer, and the result is next month's price reduction. "And my laying hens have been laying eggs for three or four months. When they are working, they are even more vulnerable." Lao Wang said, now two yuan a chicken, a chicken can not sell 10 yuan.
looking at his more than 4000 laying hens, Lao Wang worries every day. "The wholesale price is 2 yuan a Jin, and the cost of light is 2.3 yuan (per Jin), and a catty of eggs will be paid for Sanmao." This time is good! Lao Wang bite, "the original to eat 60% corn 40% soybean meal, now eat the cowballs, 80% corn 20% soybean meal, so that can not pay a little money." All the money in his hand was bought for chicken feed. Lao Wang had opened his mouth to his daughter-in-law working in Ji'nan. He borrowed 10 thousand yuan to turn around. "Now supermarkets, schools also come to pull eggs, afraid to June and July, it is hot, and buy eggs are also less, do not sell, lose more."
the first single commercial egg price insurance in China for half a year has been "losing money"
early in May last year. The egg price index insurance agreement was signed by the Pacific Shandong branch and Shandong new four-dimensional Agricultural Technology Co., Ltd., the first single commercial egg price index insurance in the country. One year later, Zhang Guanghui, the head of the new four-dimensional science and technology, said it was regrettable. "This insurance is now sold out, and some investors do not pay the premium now." Zhang Guanghui said, because the difference between the amount of compensation and the number of insured farmers is too large, so that last year's last settlement of funds has not yet been fully issued.
16 days, the reporter contacted an insider of Pacific Insurance, he told reporters that in May last year, the company carried out the pilot of the egg price index insurance in Shandong. After half a year, the pilot was expiring and the sale was not continued after the end of the trial. "At that time, 119 egg farmers were insured, and the price of eggs kept falling after the insurance. We also made monthly claims for damages." On the web site of new four-dimensional technology, the reporter found that the actual price of eggs was lower than the target price since June, according to the website published by the website. Since June, the actual price of eggs is lower than the target price. This means that the insurance accident occurred and the insurance company should lose the claim. "To sign a total of 119 insured households, the first two periods of a total of about 3500000, the last period has not been settled, but from the current figures, the last period to be lost to 5 million." According to the source, the premiums of these laying hens are also different according to the size of their insured amount, "averaging between 10 thousand and 20 thousand." The reporter found that these insurance farmers from all over Shandong, Ji'nan farmers about 10 farmers, Jiyang and Tianqiao District two insured farmers for example, only from 9 to November last year, two people's loss of 132019.88 yuan, 81372.03 yuan.
this year or start egg "futures insurance" model farmers expect the government to subsidize
why not continue to be carried out for half a year after the pilot project? Pacific Insurance this person pointed out that the egg price insurance initially set the entry threshold and limited the farmers with more than 50 thousand laying hens to insure, and later found this Within a few areas, there were few eligible Shandong hens, so the threshold was reduced to 20 thousand or more farmers. "After the end of the trial, we concluded our experiences and lessons, and decided to implement the" futures insurance "mode, so as not to set thresholds for farmers and fully cover them. The person said that this model has been submitted to the CIRC for approval this year, and is awaiting the results.
in fact, at the end of last year, the "futures insurance" model of agricultural products fell to the ground in Qingdao. The project was led by the local government and adopted the "Government Subsidy Insurance futures" model. The premium is composed of two parts of the government subsidy and the self vacting capital of the farmers, of which the government subsidy is 60%. This model is also exemplars in foreign countries. In the US, crop insurance projects also use futures market prices completely, but the government has been providing insurance subsidies to farmers. According to public reports, the federal crop insurance group provides an average insurance subsidy for farmers up to 62%, and the vast majority of the insurance premiums are funded by the government, and the private insurance companies share profits and losses with the federal government.
and the "insurance futures" model currently being submitted by Pacific Insurance has not yet set up government involvement. It belongs to pure commercial behavior. "Egg prices are based entirely on the price of egg futures, and the floating rate is relatively large." This person said, therefore, the premiums of layer farmers are also changing more, possibly lower or higher.
this, Lao Wang, the farmer, has his own opinion, "if the pilot did not lose money before the year, how could the insurance company stop selling? If the" futures insurance "method was used, the small-scale farmers could not afford to pay the premium, without government subsidies, who would be insured?" < br / > the reporter learned that from the end of 2015. At the beginning, Ji'nan began to work on the price insurance of green onion in Zhangqiu, so far it has been nearly two years. The relevant staff of the Municipal Bureau of commodity prices said that this year will promote the landing of Pingyin potato, Chinese cabbage and Shanghe garlic bolt, and gradually solve the problem of "high price, low price and low price". In addition, the staff also said that at present, Shandong province is promoting the pig price insurance work landing, through the insurance policy to stabilize the market price of agricultural products.