Ji'nan starts vegetable price insurance for the first time
http://sd.sdnews.com.cn/jinan/201511/t20151117_2000891.htm
author Weng LAN
November 16th, Shandong Zhangqiu shallot target price insurance pilot work officially started in 2015, this is the first vegetable target price insurance work in Ji'nan. From 16 to 1.09 months before the new year's day, the average price is lower than the target price of $1.09. With insurance coverage, although the price of the local purchase is only eight or nine gross a catty, lower than the target price, many scallion farmers are not worried.
440 yuan per mu, farmers only pay 88 yuan
this insurance variety for the year of Zhangqiu planting, the year growth management, the harvest of the year after the simple collation after the mixed grade of shallot. The per mu insurance amount was determined to be 5500 yuan per mu production cost per mu before 5 years before the scallion. The target price was 1.09 yuan per Jin. The insurance cost per mu was 440 yuan per mu according to the insurance premium of 8%. Only 88 yuan (20%) was paid per mu for the insured farmers, and the remaining 80% was reposted by the provincial and Zhangqiu municipal governments.
target price insurance, like other agricultural insurance, is mainly aimed at benefiting farmers. However, other agricultural insurance is a disaster compensation, no disaster does not pay, and the target price insurance is set a target price, in the insurance period, when the actual price of the insurance onion is lower than the target price, it is deemed to be out of danger. The final actual price is the average daily purchasing price in the insurance period.
amount of compensation = amount of insurance per mu * insurance area * [[target price - actual price] / target price]. As a result, when the actual sales price is lower than the target price by 0.1 yuan, the underwriting company will have to pay 504.6 yuan per mu. That is to say, the onion farmers sell less than 1 cents, and an acre of land can be paid 504.6 yuan.
price insurance will be extended to garlic and pig, financial subsidy of 80% premium
to provide accurate and reliable price of scallion. The Municipal Price Bureau assists the Zhangqiu Municipal Bureau of commodity prices in detailed preliminary investigation. At the same time, starting from November 16th, the price special monitoring of scallion has been started, and the main town (street) of Zhangqiu shallot has been set up. 15 fixed-point units were monitored, and the purchase price of the monitoring points was collected two times a day in the insurance period, and was issued at the same time in the provincial, municipal and Zhangqiu Municipal Price Bureau as the main basis for insurance compensation.
now there are 4 insurance companies to take part in the insurance of shallot, which are human property insurance, safe property insurance, Annwa agricultural insurance and China Life Insurance.
in the next step, on the basis of the experience of the scallion pilot, Ji'nan will promote the target price insurance of garlic, pig and other agricultural products to help farmers enhance their ability to resist the market price risk. The reporter learned that last year Shandong had the pig price index insurance, designed and developed by the Annwa agricultural insurance company, but at present, it belongs to the market operation. The premium is entirely borne by the farmers alone. After the government participates in the future, the pig will be the same as the scallion. The 80% premium is subsidized by the finance, and the farmers only take 20%.
the price of the present is eight or nine hair, but the farmers of the onions are less sure of
Song Guangbao, the Wang Jin Village of embroidery Hui Street, for more than ten years of green onions, because a 2.33 meter shallot has been planted as the "number one of the green onion" in Zhangqiu. In September of this year, Song Guangbao bought the target price insurance for his green scallion, 88 yuan per mu, which cost about 2000 yuan. "At first, the big guy didn't understand the concept of the target price, and worried about the cost of the money. After the price department and the insurance company personnel, I felt it was good to buy it. Both the insured sum and the target price are set reasonably. "
Song Guangbao said that the price of scallion last year was very low, and the average price was only five or six gross. After the peeling and after the leaf was sold, it sold for more than 1 yuan per catty. This year, the scallion has been on the market for half a month. The price is better than last year. After processing, it can be sold to more than 2 yuan. The purchase price is eight or nine Mao a Jin, which is lower than the target price. However, the scallion is afraid of the heat and cold, and it can be sold to the new year's day even before the Spring Festival, and the price will float up and down.
Song Guangbao judged that the demand for scallions is large this year, and the subsequent prices may go up. "If the price is higher, we can sell more money and do not pay for it." In other words, even if the price is not going to go, we can get the compensation. A lot of scallion farmers have been reassured, facing the price trend this year, more leisurely than before.
related news
Shandong pig price insurance operation one year insurance company lost
about 500000 premium and 6 million yuan
Annwa agricultural insurance Shandong branch for more than ten years to main attack agricultural insurance, not only participated in the Zhangqiu shallot contract work, last year, it also first pushed the pig price index insurance. When the pig grain ratio is lower than 6:1, the farmers can be compensated. Zhang Hongsong, assistant general manager of the company, told reporters that last year the province received a premium of about 500000 yuan, resulting in a loss of 6 million yuan, with a compensation rate of 1100%.
"at the beginning of this year, farmers still pay for insurance, but since the price of pork rose in April and May, no one has been insured. This phenomenon is difficult to sustain. For the insurance companies, although the first year was a big loss, they had to continue to do so. Zhang Hongsong said that he had communicated with the provincial Price Bureau and hoped that no longer a year, it was suggested to launch a long-term insurance mechanism, based on the pig cycle, a guarantee of 4 years, such as the agreement with the farmers, after the first year of insurance, to ensure the next 3 years to participate in the insurance.