Shandong pilot vegetable target price insurance premium government subsidy 80%
recently, the provincial government agreed, the Provincial Bureau of prices, the Department of agriculture, the Department of agriculture, the financial office, the 4 departments of the insurance supervision bureau issued "about the development" The notice on the pilot of Shandong vegetable target price insurance subsidy subsidy ([2014]145), speeding up the pace of price reform, actively exploring the establishment of the price formation mechanism of "protecting two heads and placing the middle", subsidizing low income consumers when the market price is too high, and subsidizing the price of the market at the market price below the target price. Producers will enhance farmers' ability to resist market price risks and increase farmers' income and price stability.
1, premium subsidy varieties. The first batch of pilot varieties included in the financial subsidies include 3 varieties of vegetable, garlic and potato, which have large production capacity, more residents' living demand, and obvious price fluctuation. The pilot varieties of the above pilot projects will be carried out in the city (county) with preferable selection of the vegetable industry base in the province, the farmers' willingness to participate in insurance and the strong risk awareness and the ability to monitor the price.
two, insurance claim standard. During the insurance period, the time of natural concentration of the vegetable varieties after the harvest of the insured varieties, the planting and listing in batches, respectively, stipulate the insurance period. With the target price stipulated in the insurance clause as the compensation standard, when the average production price of the insured vegetable is lower than the target price during the insurance period, it is regarded as an insurance accident. The insurer pays the corresponding loss to the decline part, and does not pay the compensation when the target price is higher than the target price. The price of insured vegetable production is monitored and released by the competent price department. The target price was determined by reference to the average production price of the insured vegetable varieties during the first 3 years of insurance. The average price of production was determined by direct physical and artificial cost and labor cost during the growth period of the insured vegetables.
three, basic guarantee level. Chinese cabbage target price insurance is: insurance premium rate 10%, insurance premium 110 yuan / mu, insurance amount 1100 yuan per mu; garlic target price insurance: insurance premium rate 10%, insurance premium 250 yuan / mu, insurance amount 2500 yuan per mu; insurance rate insurance for potato is 8%, insurance premium 64 / mu, insurance amount 800 yuan / each Mu. Specific insurance clauses for each species are stipulated in the insurance contract.
four, premium share ratio. The premium is 20% from the insured farmers and 80% by the governments at all levels. The provincial level will adjust the fund collection situation according to the price, and subsidize the premium subsidies at all levels according to the principle of "collecting the fixed branches".
five, insurance agency. Vegetable target price insurance agencies must possess the qualification of agricultural insurance and voluntarily undertake the pilot business of related insurance. At present, our provincial insurance agency approved by the China insurance supervision and Administration Committee has: Peoples Insurance Company of China Shandong branch, China safe property insurance Limited by Share Ltd Shandong branch, China Pacific Property Insurance Co., Ltd., Shandong branch, China joint Property insurance Limited by Share Ltd Shandong branch, Annwa agricultural insurance Limited by Share Ltd Shandong branch, Taishan property insurance Limited by Share Ltd, Taiping Property Insurance Co., Ltd. Shandong branch. Each pilot city (county) can independently determine the local insurance agencies according to the quality of service, the construction of the grass-roots outlets and the compensation, and report to the Provincial Bureau of prices for the record. Insurance companies that have not yet established branches at the county level are not allowed to undertake pilot businesses temporarily.