Guang Sen yuan Changan Mazda 4S shop mortgage certificate known as the hidden rules
http://news.e23.cn/content/2012-06-26/2012062600061.html
the citizens of the Ji'nan times, Mr. Zhang, looking at his new Mazda 3 car, can't be happy: "the car has been a month, and the license plate has not been hung up yet." It is because there is no certificate. " Ji'nan, Ji'nan, Changan, Mazda shop staff told reporters that the present car can not get a certificate is a very normal thing, most of the 4S store is to pass the certificate to the bank mortgage loans, and then use the money to buy vehicles, when the vehicle sold, then take the car money to the bank to exchange certificate.
car owner can not get the certificate again, you can't choose brand
May 25th, Mr. Zhang bought a white Mazda 3 car in Ji'nan's Mazda 4S store, and the store promised to get a certificate of vehicle for 15 days. Under the coordination of 4S shop, Mr. Zhang suspended a temporary licence at a vehicle administration office and took part of the insurance.
15 days later, Mr. Zhang was told that the certificate still needs to wait for some time. Mr. Zhang had to resend another temporary license plate. In June 21st, Mr. Zhang called 4S store again: "the chosen number has been forced to give up 2 times because of no certificate. This is the last time." If you fail to get the certificate, you will lose the opportunity to choose your own brand. " Mr. Zhang said, "call the 4S store on the 25 day. The other side still says there is no certificate. They say that if they want to get the certificate, they will be able to sell a car this afternoon. If they sell it, they go to the bank with a car to change my certificate.
4S shop qualification certificate as collateral is the industry's hidden rules
14:00 June 25th, the reporter came to Ji'nan Mazda 4S store in Guang Sen yuan, Changan. When the reporter asked how Mr. Zhang paid the whole money when he bought the car, why couldn't he get the original certificate that was originally supposed to be taken, a staff member who claimed to be in charge of the administration told the reporter: "all the dealers subscribe to the car after the bank loan, and then sell it to the customers." Therefore, it is necessary to pledge the vehicle's qualification certificate to the bank first, which is a common phenomenon.
17:00, after consultation, Mr. Zhang finally got the certificate. A person in charge told reporters: "in the industry, we usually give 20% margin to manufacturers, and signed a three party agreement with banks. We need to deposit the deposit and issue the acceptance bill and call the bank before the maturity date. Sometimes, because of 4S shop capital turnover and other issues, the bank payment is delayed. This is the hidden rule of the automobile industry. I can assure you that no shop will give you a certificate immediately if you buy it. "
the unlicensed vehicle of the insurance company was stolen and no one was responsible for
, so the reporter consulted several insurance companies. They all said they had no original certificate and could not buy new car insurance. For the new car license plate, the personnel of the car management office, the certificate is one of the certificates that the new car must be on the card. The consumer must take the original certificate of the certificate, the original identity card of the car owner, the purchase invoice and other related vouchers to go on the card formalities. For a vehicle without a license, theft can not be purchased. Once the vehicle is stolen or robbed, the insurance company will not lose money, and the 4S shop will not be responsible.