source: Qilu Evening News
Mr. Yu is looking at his favorite car.
Mr. Yu Pingyin just bought a car three months ago. He didn't expect to be submerged in the repair shop in the rain. It will take at least half a month to repair it. The car repair is still next, and even more frustrating to Mr. Yu is that the insurance company refused to pay compensation after the investigation site. Who is responsible for the drowning in the water of the car, who will lose it?
[b] depressed: in the case of sudden rain, the cylinder broke [/b]
he said that in the early May he did money to buy a new Baltic car for his son. "The son unit has more than 10 miles away from home, and the main reason for buying a car is for the son to work conveniently." Mr. Yu said that the 80 thousand yuan for buying a car was the hard work that the two had worked hard to save. "My son came out 40 thousand, and I got more than 40 thousand." On August 9th, about 5:55 in the morning, when my son drove to work through the Rose Road in Pingyin County, it suffered heavy rainfall. The road was all water. The car was trapped in half a meter of water and could not move. At about 7, the people of the insurance company made a survey to the scene. About 9 points, the car sales company sent the car back to Ji'nan from Pingyin. After the inspection, the maintenance personnel found that "the cylinder body of the automobile engine broke a hole with a diameter of about 4 centimeters, and the maintenance needs 20 thousand yuan."
[b] worry: the insurance company does not pay [/b]
"vehicle loss insurance, motor vehicle theft and rescue, glass separate breakage insurance". I can guarantee everything except a small insurance. " Mr. Yu said that after the incident, he found the insurance company to settle the claim, but he was told that "without this insurance, no compensation can be given". In the past few days, Mr. Yu has been in contact with the staff of the insurance company, and the other person has also visited and photographed, but has always refused to pay the maintenance costs and only promised to be in charge of the "cleaning expenses". "More than 80 thousand bought a car, opened 3 months without a 20 thousand of the maintenance costs, I can not figure out." Look at the car that is being dismantled at the repair shop, Mr. Yu said.
in the morning of August 13th, the reporter contacted a sun manager of the Pingyin Marketing Service Department of Shandong branch of Sunshine Property Insurance Company for the insurance business. She told reporters that his son in the car was flooded after the "two fire", causing the engine burned, the insurance company can not give compensation, "if after the fire is pulled out, can be paid in accordance with the car damage." However, for the "two fires", Mr. Yu's son denied.
[b] related statements.Gt;.Gt; [/b]
according to the insider of the insurance company, "vehicle drowning two fire refuses" is a general example of the insurance company, although many customers do not understand this. In the introduction of car insurance, if not the customer specifically mentioned, they will not introduce the "wading insurance" and other kinds of insurance, because "car damage is included in the insurance", "there are few customers in this area of consultation." Wang Wei, a lawyer of Shandong thousand Shun law firm, told reporters that the insurance company was responsible for the remedy and remedies of the accident, but the part of the "enlargement of the damage" belonged to the negligence and should be borne by the parties.