Buying cars by stages must buy insurance at 4S store.
last February, Mr. Wang in Huaiyin District, Huaihua FAW Volkswagen Park shop, bought a Volkswagen motor vehicle by installments, and bought car insurance through the 4S store. In February this year, 4S store staff contacted Mr. Wang to renew their auto insurance, and told that auto insurance must be purchased in the shop. This makes Mr. Wang unacceptable.
in February last year, Mr. Wang bought a more than 20 million Volkswagen vehicle. He said that he signed a purchase agreement and had invoices and vouchers. "The first time I bought a car by stages, the salesmen said that buying a car by stages should buy several kinds of insurance, and signed an agreement and paid a deposit of 2000 yuan. I didn't buy a car by stages, so I heard his words and bought an insurance agreement.
vehicle insurance expired in February of this year, 4S store staff contacted Mr. Wang to let them continue to buy auto insurance. "I heard from my friends that I could go to the insurance company to buy it, and it was much cheaper than the price given by 4S shop, so I asked not to buy it in the shop. But the salesmen said that the car insurance for buying a car by stages must be bought at the 4S store, and if it is not bought, the 2000 yuan deposit will not be withdrawn before.
this makes Mr. Wang unacceptable. He said he consulted the insurance company and learned that there are several kinds of auto insurance to buy in stages. "But no insurance is specified to 4S shop. And their prices are much more expensive than insurance companies. "
18 afternoon, the reporter contacted run fan FAW - Volkswagen automobile park staff fan Ms. She told reporters that buying cars by stages should buy several kinds of insurance, including "vehicle damage insurance", "third party liability insurance" and "no compensation insurance". And the insurance should be insured in the store. Mr. Wang has signed a letter of commitment before. " As for Mr. Wang's reflection on the 4S shop insurance, Ms. Fan said, "it is not a channel, a different agency fee, the price is different."
if you buy a car at the 4S store, do you have to buy insurance at the store? Wang Xinliang, a lawyer in Shandong new light law firm, says that in the absence of an agreement, the 4S store requires customers to buy car insurance in this store for compulsory consumption. "4S stores now have several insurance companies serving customers and customers can choose. But if the owner himself and the 4S shop signed a similar agreement to buy a car insurance in the store, he later proposed that he refused to be a breach of contract, before the deposit is equivalent to a breach of contract, is not refundable.