Today, passengers can voluntarily purchase 3 yuan of accident insurance by train, which can be purchased online.
disappears the two years and ten months railway passenger accident injury insurance will return again today, the compulsory change to the voluntary purchase Buy. Last night, China Railway General Company announced that it was put on record to the China Insurance Regulatory Commission. Since November 1, 2015, the railway department provided railway passenger accident injury insurance service (hereinafter referred to as railway travel insurance) for passengers on the train in China (hereinafter referred to as railway travel insurance), and passengers can voluntarily cover the insurance. The insurance premium is 3 yuan for adults and 1 yuan for children.
reporter has learned that railway travel insurance refers to an insured person who holds an effective vehicle certificate during the insurance period, takes a domestic passenger train, and suffers accidental injury to cause his death, disability or injury. The railway self insurance company provides an insurance service for the insurance according to the contract. The insurance is purchased voluntarily by passengers when buying train tickets, with a premium of 3 yuan, and a maximum protection of 300 thousand yuan for accidental death, disability and 30 thousand yuan for accident medical insurance. After the occurrence of the insurance accident, the on-site staff of the railway station car can receive reports directly and provide convenient services for passengers.
Railway General company said that the railway introduced the service of multiplicative insurance, which is a value-added service for passengers to travel by train travel in order to adapt to the diversified, convenient and personalized service needs of passengers.
last night, the Beiqing newspaper reporter dialed 12306 calls from the China Railway Customer Service Center. The passenger service personnel said that in November 1st, the railway passenger traffic insurance was first launched in the network purchase. The station purchase insurance is expected to wait until mid November, and it is also only in some stations.
according to the introduction, today, passengers in the online purchase of tickets, after the submission of the ticket, will be required to see if the need to buy insurance entries in the express ticket column. After reading the contents of the insurance agreement, passengers can choose to purchase, the adult premium is 3 yuan, and the child is 1 yuan. After successful purchase, passengers can get insurance certificate from the window of the train station. At present, the insurance policy is not yet available on the self service ticket collecting machine.
Beijing West Railway Station, the station will post the announcement about the sale of "the risk of multiplicative insurance" today. The passenger can take the insurance certificate to the station window, and the station will not sell the "ride insurance" for the time being.
News memory
travel security after the abolition of railway compulsory insurance
the railway insurance is concerned by people, and it is related to the mandatory entry of train ticket prices in the early period. Before January 1, 2013, the railway department, in accordance with the "compulsory insurance regulations on railway passenger accident", formulated by the financial and Economic Committee of the Government Academy of government in 1951, was obliged to include the "compulsory insurance premium" in the sale of tickets for a long period of time. According to the regulations of the railway passenger accident compulsory insurance regulations, the charge of insurance is calculated according to 2% of the basic fare, that is to say, the premium of the passengers is different because of the different ticket prices of the passengers. Since the
2006, people in the legal profession have questioned the compulsory inclusion of insurance in railway tickets and sued them for invalidation.
2013 January 1st, the regulations on compulsory insurance for railway passenger accidents were formally abolished. After the abolition of the regulations, the railway departments did not synchronously launch any optional insurance. For a while, how to pay for a train accident has become a topic of public concern. In 2013, the Spring Festival is the first year of the abolition of the regulations. In order to compete for the railway passenger transport insurance market, the major insurance companies have launched a low price insurance for the car with a minimum of one dollar for one day, with a maximum amount of 80 thousand yuan. After the compulsory insurance was withdrawn, commercial insurance began to compete for the railway insurance market.
2015 November 1st, China Railway General company launched the railway passenger accident injury insurance business, the way of voluntary purchase, fill the vacancy on the economic security of personal safety insurance in the railway journey.