Ji'nan: death accident electric vehicle accounts for 3, electric vehicle also needs to buy insurance.
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in yesterday (25) the Ji'nan traffic police and the city insurance industry association jointly issued the cooperation opinion, proposed to try to establish the implementation of the electric vehicle insurance system. The reporter learned that the current Ji'nan electric vehicle flooding, and most of the undocumented illegal products, in the first half of this year, the 121 fatal traffic accidents, involving 38 electric cars. The accident of electric vehicle has become a difficult problem in dealing with the accident. In order to strengthen the handling of traffic accidents, traffic police and insurance companies jointly explore the establishment of an insurance system for the third party liability insurance of electric vehicles, battery cars and other non motorized vehicles. Reporter Zhang Jinju died in the accident 30% of electric vehicles on the streets of Ji'nan, almost every minute can see several electric vehicles. According to statistics, there are more than a million electric vehicles running on the roads in Ji'nan. In urban and rural joints and rural areas, electric bicycles are almost every household.
the increasing number of electric cars also brings great security risks, because there is no evidence of electric cars in Ji'nan, but a lot of electric cars are running faster than motor vehicles. Electric vehicles running through traffic lights at the intersection are common. It is difficult to eradicate them by manual investigation. Many electric car owners lack of safety awareness and common sense of traffic safety, not only wine driving, but also when the motor vehicle in parallel, not to maintain a safe distance, also often cause fatal accidents. There had been rough statistics by the traffic police departments. In all the above procedures, there were more than 6 accidents involving two rounds and three rounds of electric vehicles.
in the first half of this year, 38 of the 121 fatal accidents in Ji'nan involved motor vehicle traffic accidents. Among them, 10 of the 18 fatal accidents in Huaiyin District were caused by electric vehicles. 13 of the 39 fatal accidents in the flyover area involved electric vehicles. In the accident, due to the illegal behavior of electric vehicles, it is difficult to not take responsibility, and the electric car without insurance is quite unfavorable to the compensation for the accident victims.
how difficult to carry out electric vehicle insurance is difficult to carry out a lot according to the contents published in the cooperation opinion. The traffic police and insurance company should jointly explore the establishment of third party liability insurance management system for non motor vehicles, such as electric vehicles and electric vehicles, and encourage the development of non motor vehicle insurance package, such as electric vehicles, electric vehicles, etc., to solve electric vehicles. Therefore, there are problems of not insured, difficult first aid and difficult compensation.
, however, there are no definite plans for the specific measures of the plan, traffic police and insurance industry.
and according to the reporter, the high coverage rate of the motor vehicle insurance is mainly to show the insurance certificate when the car is listed, otherwise it will not be handled, and the compulsory implementation is guaranteed. At present, electric cars do not need to be listed. A lot of electric vehicles that meet the motor vehicle standards should be listed according to the regulations, but they can not be listed on the product catalogue of the Ministry of industry because they are illegal products. As a result, how to enforce electric vehicle insurance is facing great difficulties.
the bigger problem is that many of the electric vehicles that produce and sell on the market are illegal products that do not meet the national standards. There is a great doubt whether it is possible to insure the illegal products.