Ji'nan pushes new traffic regulations and explores non motorized vehicle insurance extension
Shandong Commercial Daily
from October 1st, the quick settlement application time of Ji'nan minor accident will be extended from the present peak time to 7 p. m. to 8 p. m. The elevated road changed from 7 o'clock to 7 o'clock in the morning from 7 o'clock to 8 o'clock. In addition to the urban areas, the counties and cities will also carry out quick compensation according to the situation. According to the new quick settlement new method issued jointly by the public security of Ji'nan and the financial work office of the people's Government of Ji'nan, the insurance company will make indemnity, subrogation and recover in accordance with the law under certain circumstances. All major insurance companies will also launch vehicle insurance on-site APP self-service survey services, even if not in the urban area, the owner of the car through APP only need to upload accident photos to the insurance company claims platform, can directly get the insurance company approval and compensation. Reporter Zhang Jinju
fast and quick compensation change to the entire day can be extended to the area of
from January 1st last year, "Ji'nan City motor vehicle minor road traffic accident rapid treatment implementation measures". The rapid treatment of motor vehicle minor traffic accidents (Trial Implementation), which began in 2008, has been abolished since April 1st in Ji'nan. In accordance with the "measures", in a certain range and period of time in Ji'nan, the traffic police and insurance company compensers no longer go to the scene of the accident to meet the traffic accidents that are in line with the fast and fast compensation regulations (the loss of the car car is less than 5000 yuan).
according to Zhao Hongming, vice captain of the Ji'nan traffic police detachment, the characteristics of the peak traffic flow have taken place throughout the day because of the significant increase in vehicles.
on the basis of summing up the experience and full investigation and demonstration of the quick settlement work in 2014, the Ji'nan Public Security Bureau and the municipal government financial office, the Shandong Insurance Bureau, the Municipal Insurance Industry Association and the 30 property insurance companies in Ji'nan have reached consensus through a consensus and will add insurance to the city. In order to make the settlement of the compensation service and the center of the loss, and to modify the fourth contents of the "rapid treatment of Ji'nan motor vehicle minor road traffic accident" (the "2014" 1), the period of "prescribed area and prescribed period" is carried out from the original ground road for the time period of exemption from traffic police and insurance to the scene investigation. The peak (7:00 to 9:00, Pingyin County, Pingyin County, Jiyang County, Shanghe County, Shanghe County, Pingyin, Jiyang County, Shanghe county) are extended to the prescribed area for the whole day. The prescribed period of time.
in the new method, the exempting spot inspection area for quick settlement of the new method refers to the area of Ji'nan Fenghuang Road (containing) west, West bypass city high speed East, Second Ring South Road (including) north, Second Ring North Road (including) to the south.
insurance companies can be paid off first and will be exposed to
according to Guo Jianzhong, President of the Ji'nan Insurance Industry Association, the new method of quick settlement, in addition to the application of time and regional expansion, there are also a number of new provisions. After the parties are removed from the scene, they shall not cooperate with the agreement. The traffic management department of the public security organ shall file a case according to law after receiving the report. If one party escapes or evacuates the scene, it is not handled according to the agreement, the loss of the injured party's vehicle property shall be paid by the insurance company insured by the party in accordance with the stipulations, handling the formalities of subrogation and recourse to it according to law.
in addition, the individuals or units that carry out the act of fraud shall be dealt with in accordance with the law, recorded in the insurance industry and the blacklist of dishonest customers, and exposing the cases of fraud by the public security police and the insurance industry; the criminal liability shall be investigated in accordance with the law.
it is understood that only 1 people have been investigated and dealt with by the traffic police department in the last year of last year, since the quick settlement of the settlement in January 1st last year.
in the cooperation opinion of the Ji'nan traffic police and the City Insurance Industry Association published yesterday, it also stipulates that the traffic police department is seriously dealt with by the party and the abominable violators, which are not compatible with the handling of the accidents, and are exposed to the social media, such as "traffic time".
car owners can also be compensated
fast and fast settlement will also affect premium
in last year, Ji'nan traffic police used WeChat to handle fast settlement of the service. Yesterday, Guo Jianzhong said that the new approach would further simplify the procedures for quick compensation, and would study the payment through APP.
it is understood that at present, the major insurance companies in Ji'nan are successively introducing the service measures of APP self-service survey. Even if they are not quickly compensated for a slight vehicle accident in the time and scope of the city, the owner of the car will only need to photograph the accident scene after entering the APP, and upload it to the insurance company. Taiwan will be directly recognized and compensated by the insurance company.
at the same time, with the in-depth implementation of the commercial car insurance reform program, the insurance companies have issued the rate floating standard associated with the traffic accidents. In the future, the traffic police and the insurance industry will study the method of linking fast accident and insurance rate floating. It is necessary to encourage citizens to abide by traffic regulations and quickly deal with road traffic accidents. At the same time, it is necessary to improve the economic costs of traffic offenders and minor road traffic accidents that do not deal with the drivers.
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there are 180 thousand accident fast procedures to solve
by the end of August 2015, as of the end of August 2015, the city's motor vehicles have more than 1 million 650 thousand vehicles, more than 1 million 960 thousand motorized motorists, people, cars and roads become increasingly prominent, traffic pressure in the main city is increasing, by traffic The road congestion caused by the accident is becoming more and more serious, especially as the traffic capacity of urban roads is becoming more and more saturated, and a slight traffic accident often leads to the "Butterfly Effect", which leads to large area traffic congestion.
according to the statistics of the traffic police department, more than 50% of the traffic congestion in the main city are road traffic accidents, and more than 85% of these traffic accidents are minor road traffic accidents.
in April 1st, the Ji'nan Municipal Public Security Bureau and the financial work office of the people's Government of Ji'nan jointly formulated and implemented the implementation method of the rapid handling of the minor road traffic accidents in Ji'nan (No. 1), and further strengthened the quick settlement of the minor road traffic accidents in the administrative area of the city.
over a year and a half, there have been more than 18 thousand road traffic accidents. In the 1-8 month of this year, 107930 of the total number of road traffic accidents were reported in the whole city, of which 86442 were handled quickly, accounting for 80.09% of the total number of police. It increased by 15567 from last year, up 21.96%.