Ji'nan: a slight accident at peak time is no longer a police officer
Shandong Commercial Daily
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fast and quick settlement is an important means to ensure the smooth road from next month. If a slight traffic accident occurs in the daytime on a provincial viaduct, or during the morning and evening peak, a minor traffic accident occurs in the ordinary section of the urban area. The Ji'nan traffic police and the insurer will no longer have a field survey. However, the two parties should take care of themselves and evacuate the scene. If the scene is not evacuated in time, the traffic police will impose a fine of 200 yuan on the parties concerned and carry out the deduction. It is understood that Ji'nan traffic police, claims no longer explore the practice of a minor traffic accident site, the first nationwide launch. Zhu Cailing / reporter Zhu Cailing / reporter Liu Chang
[defined range] single car loss is less than 5000 yuan, urban early and late peak
in order to alleviate traffic congestion caused by the accident, the Ji'nan Municipal Public Security Bureau and the Municipal Finance Office jointly issued "Ji'nan City motor vehicle minor road traffic accident quick treatment implementation method". The method will take effect from April 1st this year, and it will be valid for five years. The rapid treatment of motor vehicle minor traffic accidents (Trial Implementation), which began in 2008, was formally abolished in April 1st from 2008.
in a certain range and period of time in Ji'nan, the traffic police and insurance company compensers will not go to the scene of the accident for any traffic accident that is in line with the fast and fast compensation regulations (the loss of the car's property is less than 5000 yuan). After the parties have withdrawn from the scene, the parties shall negotiate or agree to deal with the settlement procedures of the quick settlement and dismantling and dismantling Center or the quick settlement service network within 2 working days, or at the designated place of the insurance company. The area of
site exploration is to refer to the area of the Phoenix Road (containing) in Ji'nan city (including) west, the high speed east of the West bypass City, the Second Ring South Road (including) to the north, the Second Ring North Road (including) to the south. The time for on-site investigation is 7:00-9:00 peak daily traffic peak and 17:00-19:00 evening peak. 7:00-19:00 on viaduct is exempt from on-site investigation. At other times, the traffic police and insurance companies will lead the parties to take photos, leave the scene and do the treatment.
[penal measures] do not evacuate in time, fines 200 yuan and buckle the car
for the parties who have not evacuated the site according to the regulations, the traffic police will detain the accident vehicle after the party is ordered to leave the scene, and take 200 Yuan fines to the parties who refuse to leave the scene, and the parties have other road traffic safety violations. The act of law is punished in the same way. At the same time, the "method" stipulates that the traffic accident handling procedures that meet the quick compensation requirements of the Express office include four parts, namely, reporting, photographing, evacuating and checking each other.
fast settlement process
1. reports (dial 122 telephone reports, including accident time, location, vehicle number)
2. photos (take photos on the scene, three photos: front, rear, contact area, and the picture is clear. "
3. evacuating and mutual inspection (immediately moving the vehicle to the location without hindering the traffic, checking each other's driver's license, driving license and insurance, leaving the contact and reporting to the insurance company)
4. fast compensation (negotiation or agreement in 2 working days together to the nearest quick settlement. Check loss center, quick settlement service point of settlement procedures, or according to the insurance company designated way for follow-up treatment)
hot question
vehicle appearance damage but mobile should be first witnessed the loss less than five thousand yuan
1 questions. How to judge the loss of a single car is 5000 yuan?
quick loss, how to define whether the loss is less than 5000 yuan, and how to deal with it in case of over 5000 yuan? Zhang Zhaoyong, director of the accident division of Ji'nan traffic police detachment, explained that the formulation of the treatment method fully considered the visual inspection of the driver for vehicle damage. "Generally, the appearance of the vehicle is damaged, and it does not affect the movement of the vehicle." Zhang Zhaoyong said that if the insurance company finally made a loss of more than 5000 yuan, there was no need to worry. The driver could be handled by the police at the insurance company's designated loss service center.
2 question. If you do not evacuate according to the regulations, how to deal with it?
Zhang Zhaoyong said that when the parties did not evacuate the scene according to the regulations, the traffic police would detain the accident vehicles after the party was ordered to evacuate the scene. "After the detention of the vehicle, we will put the accident into the general procedure according to the regulations. The time of investigation and evidence collection will be very long, some even up to several months, wasting time and waste of energy."
and to the parties who refuse to evacuate the scene, the traffic police department will also impose a fine of 200 yuan in accordance with the relevant laws and regulations. At the same time, the parties have other offenses of road traffic safety and are punished in one way. "That is to say, other illegal acts causing traffic accidents shall be punished together." Zhang Zhaoyong introduced it.
3 question. Before and after the evacuation, the parties have objection to the accident liability. What should we do?
"in many cases, the refusal of the parties to evacuate the scene may be an objection to the liability of the accident." In this regard, Zhang Zhaoyong explained that the parties to the responsibility of the accident, the first evacuation of the scene, and then jointly agreed to the time to the nearest "quick and quick compensation and dismantling Center", by the traffic police on duty according to the scene photos, on-site monitoring data, the parties and other evidence to enter the responsibility identification, and the corresponding insurance company. The person who claims the loss and compensation shall check the loss and deal with the claim. At the same time, when the parties disagree on the liability of the accident after the evacuation of the scene, the same procedure can be taken, together with the time to contract the center, to identify the responsibility, to determine the loss and to deal with the claim.
4 question. After withdrawal, the other party does not cooperate with the agreement, what should we do?
both sides of the accident evacuated the scene according to the regulations, but the other side did not cooperate with the agreement. This is the biggest worry for many owners. What do you do with this situation? "It can be reported, and the public security traffic management department will file a case according to law after receiving the report." Zhang Zhaoyong explained that, because one party escapes or evacuates the scene, it does not cooperate with the agreement, and the damage of the injured party is made by the insurance company which is insured by the insurance company to pay the compensation in accordance with the stipulations, and to go through the formalities of subrogation and pursue it according to law. "Mainly in order to eliminate this concern of the driver, the compensation for his own loss is not affected." Ringing. "
5. After the withdrawal, the insurance company fails to fulfill its responsibilities. What should we do?
the head of the Ji'nan Insurance Industry Association explained that the parties may report to the Ji'nan Insurance Industry Association (telephone: 0531-87905920) if the insurance company does not actively perform the compensation liability after the two parties have removed the scene according to the regulations.
implementation of the background
6 years, "fast place" hard
since the implementation of "Ji'nan City motor vehicle minor traffic accident rapid treatment (Trial)" in 2008, although many drivers already know "small accident fast private", but there is a slight traffic accident, still half of the accident. The above drivers are reluctant to "nest".
Ji'nan traffic police related personage told reporters, causing the current "fast" difficult "fast" for a number of reasons. Mutual distrust among owners is also one of the reasons why the two sides are unwilling to deal with it quickly. In addition, the driver's responsibility is clear, but the amount of compensation is not clear. In addition to the reasons for traffic police analysis, the reporter interviewed some of the drivers, they give the answer is: some insurance companies do not need to "insurers in the scene photos."
in order to control the situation of "no move", the traffic police in Ji'nan thought a lot of ways. From October 2011, to the "quick place" but not the rapid treatment, the situation will be further "forced": refusing to evacuate the scene will be fined 200 yuan, at the same time the traffic police also have a penalty for the owners of illegal behavior. At the same time, in order to facilitate the accident treatment and guide the car owners to take the fast process, the Ji'nan traffic police opened the "quick quick compensation message message platform", and increased the content of the quick traffic accident in the course of the driving test training.
over the past 6 years, the joint insurance department has completed 3 insurance claims service halls and 30 insurance claims service points, with a cumulative treatment of more than 250 thousand cases. The reporter learned from the traffic police department that in 2013, there were 58203 traffic accidents in Ji'nan city and 52% of the total alarm.