Commercial loan is not being passed through 4S shop, but how much does it cost?
Why do they have to pay the loan fee? "Recently, Ms. Xie, a citizen of Ji'nan, told reporters that she bought a car from the Shandong Auto Sales Service Co., Ltd. It did not pass the company's loan, but the company charged the loan fee as usual. To this end, the company's credit department staff said that users need to collect loan commission fees if they want information about the purchase contract. Ms. Xie ordered a Ford wing tiger for $193 thousand and 800 and a loan of 130 thousand yuan for the company in September 8, 2013. After understanding, she found that "it is not as good as personal commercial loans" through the company's loan, so she put forward the request for her own business loan. In the meantime, when she communicated with sales personnel, she knew that if the owner was to handle business loans by himself, he did not need to pay the loan fee to the company.
in order to prevent the situation from changing, Ms Xie asked the salesperson to mark this in the sales contract. According to the information provided by Ms. Xie, the contract later stated: "from this place, the collection fee is 2700 yuan, and it will be done by itself. The total amount will be raised without charge."
business owners have to face up to car contracts
"if they do not pay their fees, they will not provide a contract to buy cars, which will lead to no loans." Ms. Xie said that to deal with the loan business, we need to provide a car purchase contract with the company, but the company staff said that the company will not provide a car purchase contract if it does not pay 2700 yuan. "At that time, commitments were written on contracts, and now they have to collect fees." Ms. Xie is puzzled, after reflecting to the superior department of the company, the other party tells us that the fee can be reduced to 2000 yuan from the original 2700 yuan, but if it does not pay, it will still be unable to provide a car purchase contract. "There is a feeling of being flickered." Xie said that because of its urgent use of cars, helpless, had to pay 2000 yuan to the company's handling fees. The company's staff members of the company's Credit Department say that the company will not charge any loan fees if the customer purchases a car in full payment or does not need a stamp contract for a self loan. If the company is required to provide a car purchase contract after the company is required to cover the car, the company will have to hand it to the company. A charge of 2700 yuan. It is the price of 2000 yuan loan for Ms. Xie, which is the price of the company after the discount. There is no problem of arbitrary charges.