Banks in Ji'nan have not stopped lending normally.
Qilu Evening News reporter Lin Yuanyuan Song Lei
the recent "money shortage" news caused concern, many people worry that this will affect the application of their own purchase loans. On the 25 day, the reporter inquired about the four major state-owned banks and all joint-stock banks, and realized that the loan business of all the banks in Ji'nan was in normal handling.
25 morning, the reporter interviewed 6 bank lending departments, including four state-owned banks and 2 commercial banks, asked whether they could apply for loans for home purchase, and the answers were affirmative. "No matter whether you have a suite or two suites, there is no problem if you follow the normal procedure." A joint-stock bank network of staff told reporters that the purchase of loans for the approval cycle about 2 weeks, as before, and has not been "money shortage" rumors.
the reporter asked a large property agency in the provincial capital. The staff of the company promised that they could help apply for any bank's loan. "We have been making loans to our customers these days, very smoothly, just like before." The staff told reporters that the current application for housing loans, whether the procedures, the amount or the approval cycle are the same as before, no change.
subsequently, the reporter contacted a number of Ji'nan real estate sales center, staff members also said that the purchase of new houses for housing loans no problem. "No matter which bank you want to apply for, we can recommend the account manager to you. There is no problem with the loan." Sales staff of a real estate in southern Ji'nan said that their sales were good this month, and that their clients were applying for loans more smoothly.
other than mortgage loans, other loans are also in normal operation. In the name of the head of the garment factory, the reporter dialed a number of banks to say that they wanted to apply for a loan. All the banks said they could handle it if they met the conditions and had the right mortgage.
the person in charge of a bank branch of Ji'nan Quancheng road told reporters that according to his understanding, all the loan businesses of all banks in Ji'nan are developing normally. "The bank has a certain amount of loan every month, at the end of the month will be a little bit nervous, but if the application now is approved by the beginning of July, then more loose." He also said that although the news about the "money shortage" is very hot now, the impact of Ji'nan's banks is not very big, and the impact on the ordinary citizens is even minuscule.