source: Qilu Evening News
today's high house prices let the "Francis float a family" more helpless. This reporter Zhao Wei's reporter Yu Wen Zhao Wei Intern Song Zhenzhen continued to rise for 9 months! 18, published in Ji'nan house price statistics, so that such a group of "Ji Fu" is the heart of a tight. They bought houses in the field, and settled down in Ji'nan because of job changes. Although the field property is not restricted, the mortgage loan is "two times". The two suite means that the down payment is increased to 6 percent, and the interest rate on mortgage loans has also increased. Although they are just needed, they are very helpless. The first payment of 60% yuan is difficult to get together to work in Ji'nan, but the house can not bring Ji'nan. Want to buy a house, because the loan has become a two suite, Shoufu up to 6 percent, can not get so much money. " Sun Nan, who said this, worked in Liaocheng for two years and was transferred to Ji'nan at the same time with her husband. When they were in Liaocheng, they got married and bought a house. At that time, they used provident fund loans.
after they came to Ji'nan in 2011, they had been watching, feeling that Ji'nan's housing prices were too high and they couldn't get together at one thirty. In 2012, Sun Nan was pregnant. For children, buying a house must be put on the agenda.
but it's so simple to buy a house. The house in Liaocheng is not easy to sell because the property certificate has not been completed yet. Due to the use of provident fund loans, in accordance with the "recognition of the house" provisions, even Sun Nan in Ji'nan is to buy a suite, but if the use of business loans, must be in accordance with the policy of two suites, the first payment of 60%, the interest rate increased by 1.1 times.
Sun Nan counted an account, with a total price of 700 thousand yuan for the house, the down payment should be at least 420 thousand yuan. "The house in Liaocheng is still paying for the loan. When I first bought that house, I borrowed some money, and now I can add about 400000 yuan to it." Sun Nan said helplessly.
some time ago, there was "divorce for the housing" phenomenon in many places. "I can not accept it for hundreds of thousands of divorces." Sun Nan said. It is not easy to sell foreign new houses like Sun Nan. Zhang Qiang (a pseudonym) is also very worried recently. In 2008, Zhang Qiang graduated to work in Tai'an. In the first half of 2010, he bought a house of 110 square meters from Tai'an high tech Zone for about 400000. Among them, in addition to raising part of the money, from the bank loans about 200000. However, in the second half of 2010, he was suddenly transferred to Ji'nan.
"I want to work for several years before settling down, but I don't expect housing prices to go higher and higher." Zhang Qiang said. Because when buying the first suite of commercial loans, if you buy a house from Ji'nan, whether it is commercial loans or provident fund loans, all belong to the purchase of two suites, down to 6. "Now the house price in Ji'nan is so high, to buy a house at least 6. 7 million, the first pay to 3. 4 million, for four years of work for me, I can not get so much money." "Another way is to sell the house in Tai'an, but because the house property certificate is still less than five years old, it is not so easy to sell the house with 5.5% business tax and 1% individual tax." Zhang Qiang said.
"like me, it is stuck in the middle, and the new house can't live and can't sell. If you want to buy a house, you can't buy it. It's really like crying." Zhang Qiang said.