Ji'nan has not received notice of two mortgage adjustments.
source: Qilu Evening News reporter Sang Haibo
"five new countries", of which two suites loan policy rules remain to the ground, reporters from the provincial bank learned that all families have not received adjustment notice, and some banks have been tightened before this Two sets of mortgage. For the new deal of mortgage loans, there are also people in the industry who believe that housing prices such as Ji'nan have not experienced soaring prices, and may not be within the scope of "down payment" and "double raise" of interest rates.
Ji'nan "double lift" possibility small
"at present, it has not received the notice on the adjustment of the two suite loan policy." on the 4 day, the deputy general manager of the housing finance and personal loan center of the Shandong branch of ICBC said that they were waiting for the relevant departments and places to be issued. The implementation details will adjust the credit policy according to the specific implementation rules. At present, the bank still implements the original policy of 60% down payment and 1.1 times interest rate. Subsequently, the reporters also learned from the state-owned banks, such as construction, China, agriculture and exchange, and some of the branches of joint-stock banks, that these banks had not received two sets of notice of housing loan adjustment.
although the refinement policy has not yet been promulgated, these days, the intermediary and individuals who urged the bank to handle the two suites loan business increased significantly. "We are worried about two sets of mortgage down payment and interest rate increase, so we want to apply for loans before landing policy." Mr. Liu, the bank's customer manager, said.
is Ji'nan's "double raise" scope for mortgage loans? The views of the people in the industry are not the same. A state bank in charge of a loan business in Ji'nan believes that, unlike the front line cities such as North and Guangzhou, Ji'nan's house prices have not been fired and are not too fast in the city. He believes that the Ji'nan two suite loan policy is not necessarily a big change. "Of course, this still needs to be judged by people's Bank and other departments."
some banks have been investigating the two suite
in the context of the regulation of the property market, many banks began to tighten up on the two sets of mortgages, and some of the banks had been lending or parked to the two suites. "Although we do not stop lending, but to be honest, because the credit limit is limited, we will give priority to operational loans, personal mortgage applications are harder to apply." Huaxia Bank, a branch of Ji'nan branch credit officers, said when consulting.
before, the reporter also learned from the Ji'nan branch of Ping An Bank that the business of high demand for traditional housing loans, such as market regulation, has been consciously compressed, and the recent general bank has also received the authority to examine and approve the mortgage of the branch.