The expansion of the real estate purchase area is likely to be included in the 4 counties and cities in Ji'nan.
source: mass network
March 2nd news (reporter Liu Wenzhong Zhou Fang) a day ago, the office of the State Council, "the notice on continuing to do a good job in the real estate market regulation" (hereinafter referred to as the state office notice) formally issued, further upgrade the "five articles of the country" Out of the real estate control measures. The purchase limit is further upgraded and the standard is clearly defined. The second-hand housing tax is strictly levied. The proportion of the two suites and the loan interest rate in some cities will be raised. Analysts pointed out that in accordance with this policy, the first improvement of property buyers will be greatly affected and will have a huge impact on the market.
4 counties and cities are likely to be included in the scope of the 4 counties and cities to be included in the scope of the notice. The restricted purchase area should cover all the administrative areas of the city; the type of housing should include all new housing and second-hand housing; the qualification examination link should be moved to the purchase contract (subscribe) before the purchase of the purchase contract. For families of non local household registered residents with 1 or more housing units, non local household registered families who can not provide a fixed number of years of local tax proof or social insurance, they shall suspend their sales in the administrative region. Many people in the industry pointed out that this means that the counties and cities, such as Zhangqiu, Jiyang, Shanghe and Pingyin, which had not been included in the limit, might be included in the limit.
in addition, the city where the contradiction between the supply and demand of the house is prominent and the pressure of the rising house price is bigger, the limit purchase measures should be further adjusted. The measures of limited purchase in other cities should be taken in time. This means that some of the limited purchase cities may further increase the limit of purchase, while some unrestricted cities will be included in the limit of purchase, so that the limited purchase cities will be further expanded.
two suites loan first payment and interest rate will raise the state office's notice on the differential housing credit policy. The local branch of the people's Bank of China can improve second sets of housing loans in accordance with the target and policy requirements of the city people's government's new commodity housing price control and policy requirements. The proportion of the first payment and the interest rate of the loan.
Yang Hongxu, deputy director of the Shanghai Real Estate Research Institute, said this is a further clear content of the policy, meaning that a few house prices have risen too fast, the proportion of down payment in two suites and loan interest rates will be further improved, after the rumours that the two suite first paid 70%, the loan interest rate rose to 1.3 of the benchmark interest rate. Double ", or will fall into reality. However, different from the previous differential credit policy, the policy emphasizes the differential treatment of different cities, and the new policy is no longer "one size fits all", which will have a completely different impact on the real estate market in different cities.
reporter visited many banks in Ji'nan today. All banks have said they have not received a notice of adjustment. They still carry out the minimum rate of 60% and the minimum rate of 1.1 times the loan interest rate. Although the mortgage policy in Ji'nan has not changed yet, there are bankers who say that from the current situation, Ji'nan's related policies are likely to adjust at any time.
it is calculated as an example of a commercial loan with a total of 500 thousand yuan, 20 years and the same amount of principal and interest repayment, which is calculated by the current two suite loan rate 1.1 times, with a monthly supply of about 3938.26 yuan and a total interest of 445 thousand and 200 yuan. If the loan interest rate of the two suite is raised to 1.3 times, its monthly supply is about 4343.86 yuan, the total interest is 542 thousand and 500 yuan, and the interest rate is about 97 thousand and 300 yuan when the interest rate of the two suite is 1.1 times. The Ministry of Taxation's follow-up measures, ministries and committees and local rules will be densely introduced. After the promulgation of the "five countries", the upgraded version of the state office policy is fresh. The industry believes that before the rules promulgated by ministries and commissions, through the state office notice to upgrade regulatory policies, specifications are significantly higher than in the past. From the present point of view, the regulation will be divided into three steps: the first step is "five countries", the second step is the announcement of the state office, and the third step will be the implementation rules issued by the relevant ministries and local authorities. It is expected that the follow-up policy will be concentrated in March, and the implementation rules of the local cities, especially the first tier cities, may be upgraded. The content involves two sets of mortgage, limited purchase, price limit, supervision of pre sale funds and approval.