Ji'nan city bank has disclosed or will float the first home loan interest rate.
Volkswagen February 22nd news (trainee reporter Li Zhaohui) with the new regulation of local real estate regulation, some banks are planning to float the first suite loan interest rate. 22, reporters in the seven way a state-owned commercial bank learned that they "may float the first home loan interest rate in the near future". At present, most banks in Ji'nan carry out the benchmark interest rate for the first mortgage interest rate.
Ji'nan's mortgage policy has been tightened. Since January this year, most banks' first lending rate, 15% off or 10 percent off, has been cancelled, and only a few banks continue to float 10%. It is understood that the state-owned commercial banks, such as industry, agriculture, China and construction, have unanimously implemented the benchmark interest rates. Only a few cities, such as the Bank of Beijing, still float 10% on the basis of the benchmark interest rate. Beijing bank Ji'nan branch staff introduction, with the Beijing bank cooperation of the real estate most of the implementation of 10 percent off concessions, a small part of the loan according to the benchmark interest rate.
but some banks have begun to disclose to customers that there is a recent plan to float the first home loan interest rate. On the 22 day, the deputy governor of a state-owned commercial bank on the seven road said that although the first set of mortgage rates still carried out the benchmark interest rate, "it may float in the near future". As for the number of floating up and when to float, the vice president would not like to reveal.