The highest rate of interest rate of housing loan in Ji'nan is 15% off
the Ji'nan times
into January, each bank loan amount is relatively loose, recently the first set of housing loan interest rate 20 percent off, 15% off preferential news, Ji'nan market situation? On the 16 day, a number of journalists visited the Bank of Francis to realize that the first rate of the first suite of mortgage rates was 15% off for the Bank of Qingdao, and the maximum rate of interest rates for the first suite of first suite, such as ICBC, agricultural bank, China bank and Construction Bank, was 10 percent off.
"our first suite loan interest rate is in principle 15% off preferential, as long as the credit is good, the ability to repay, the general customer can get this discount." Qingdao bank Ji'nan branch customer manager Mr. Cui told reporters that, because fewer outlets in Ji'nan, currently only with gold landscape County real estate cooperation.
reporters interviewed a number of parties, and found that ICBC, ABC, Bank of China and CCB's first suite had the lowest interest rate of 10 percent off. As for application qualification, in addition to credit record, repayment ability and so on, the CCB also needs to meet the total amount of 50%, VIP customer or the combination of commercial loan and accumulation fund. The bank carries out the benchmark interest rate. Several bank staff told reporters that there was no intention of adjusting the mortgage policy for the time being.
is also able to give 10 percent off preferential treatment to the general customer. Ms. Su, general manager of the personal financial business department of Ji'nan hand, introduced the "personal home security plan". After the customer will deposit the first payment in the house, the bank can sign the above plan agreement with the bank. If the loan is made in the future, the interest rate can be 9. On the basis of the discount, we will enjoy 2% off discount, and give priority to grant loans and shorten the time of examination and approval.
reporter learned that, with the end of the year bank examination and approval strict, time procrastination is different, the beginning of the year is often shortened, generally concentrated in 2 weeks or so.